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Can I put my £4k overdraft on to a 0% creditcard, without incurring extra fees?
Hello Would any of you kind folks know wether or not I can transfer my current £4k overdraft to a 0% credit card(like a balance transfer) without incurring any additional cost? I'm not sure if I can still get the 0% offer as I'm not making a balance transfer form another card. Thanks in advance for your help:beer:…
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Upgrading my Citi Credit Card (cashback)
I currently have a Citi Platinum Visa Card which gives 1% cashback. I've had it for 4 years and theres no balance on it. Over the years it has served me well. Recently saw the new Citi Shell Mastrcard which is pretty much the same as my card but with 3% cashback on Shell fuel and a few other motoring benefits. Obviosuly, I…
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best high interest account
Hi, I got an egg card and a football club card to start stoozing, which are the best accounts to put the money in to reap the interest. Many thanks Steve
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egg! sorry bit long
got a late payment letter the other day, had a look at my statement online and i only had 6th of jan-6th of feb avaliable to view, i called them an told them i didnt have a relevent statement for march and asked how i was ment to pay on time if i didnt know when the due date was, i was told that my account had been closed…
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Cash advance fee??? HELP!!
I have been using my credit card for about 18 months with no problems but..... i joined an online bingo site and thought nothing of topping up my account with a quick tenner via my card every so often. Well got my bill today and every time i have used it i have been charged a fee of £3?? This is for a cash advance call me…
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Amazon.co.uk
Hi, Has anyone bought anything from Amazon in the last week or two, ive had a refund from them which has been subsequently reveresed out. Called them and they said they have been having problems and both Visa and Mastercard were aware of the problems but the bank only seemed to know that some of their transactions went…
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Paying extension through credit cards?
We are in a very fortunate position that we have no mortgage. We have £51k in savings in various different isa's etc. My oh wants to build an extension commencing in June this year. I do not want to get a mortgage. We have £20k that we are going to use that we have been saving out with the £51k and would like to fund the…
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Barclaycard Platinum guaranteed
Hi, just opened my post, usually open it every 6 months or so, on the basis of if I know what it is I don't need to open it, and if I don't know, I don't want to know. I am now trying to be good, as I have found a few nasty surprises recently! :o Anyway, named letter, as above, 0% BT 12 months, 0% purchases 3 months, APR…
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Paying extension through credit cards?
We are in a very fortunate position that we have no mortgage. We have £51k in savings in various different isa's etc. My oh wants to build an extension commencing in June this year. I do not want to get a mortgage. We have £20k that we are going to use that we have been saving out with the £51k and would like to fund the…
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who is liable for credit card on death of main card holder
A very good friend's wife died 6 months ago. She had a credit card where she was the main card holder, he was added as an additional user. He contacted them to inform them of her death and they are now want to transfer the debt into his name. Could someone please advise where he stands in this situation? Unfortunately, he…
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Pre Pay Credit Card
Hi I've just booked to go to Canada and the US. When booking accommodation the sites say they require credit card details. I don't have a credit card - used to have EGG cc but in their 'purge' I got drop-kicked. I have since tried to apply (well, once..) for a cc and was refused. My only option is this which is pre-loaded…
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Got PIN how long for card to arrive
I recently applied for an Abbey card to use the zero rate for a few months. They sent me a credit agreement which i returned, and I received my PIN for my new card on friday. How long should it take for my new card to arrive and how quickly should I be concerned it is not here. Tom
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International Balance Transfer
New to the forum, so Hello to all! I've heard good things about these boards and that there is alot of good advice for newcomers like myself. I've recently relocated back to the UK after being out of the country for 15 years in Canada. My move is permanant. I have about £7000 in credit card balances in Canada that I am…
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Is 0% or 4.9% life of balance my best option?
I've currently got balances on two credit cards that I'm paying off. I've got £2168.83 on a 0% HSBC card and £3962.22 on a 4.9% life of balance M&S card. The 0% on the HSBC card is about to run out so I need to transfer the balance. I'm wondering whether to ask if I can transfer the £2k to my M&S card or try to get another…
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i have an abbey credit card. someone recommended
i get an mbna card but if am with abbey already and i believe this is mbna i dont think i can get another mbna card - is that correct?
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barclaycard...could someone clarify as confusing...
i have this card but confused whether i have to pay off all the purchases made on the card or not. i have platinum card.i am confused what is what. i have made purchases that are running out on 4th april if is 3 months only. their paperwork is not clear. any help really appreciated as getting really stressed about it. As…
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mule card?
As Martin suggested in his card/loans section there is a way to pay off a loan using an egg money card as a mule card to do B.T. My question is if i am not able to get an egg money card is it possible to do a similar transaction with a pre-paid type card (basically pay as u go card)? So use my credit card to B.T. from the…
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Increased credit limit
I have recently requested to increase the credit limit on my Barclaycard. This has been done (not to the amount I wanted though). Anyway, would this show up on my credit report?
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Balance has disappeared from my card
About 6 weeks ago, we had our windows done. We put the balance of £3.5K onto an interest free credit card. However, when I went into the window shop to pay for the windows, I put my pin number in and it said payment accepted but then the battery went flat on the credit card machine so they wasn't sure if the payment went…
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HSBC credit card
Decided to try this stoozing malarky....got some very helpful advice from here, and then off I went to our local HSBC branch to get some information/leaflet to mull over before going ahead and applying. Unable find any leaflets, assistant happy to help, but seemed more interested in getting my details than giving me any,…