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no income can i get a cc
hi, my girlfriend has a cc with around 2k on it, however she doesnt work. is it possible to get a card on 0 percent if you don't work and if so which is best.cheers
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tesco 0 % for 12 months
use the tesco card for weekly use ,food , fuel etc and clear at end of month gaining points , mutilple by 4 for odd hoilday / day out . today got nice advertising saying 0 % on balance tranfers for 12 months , great deal but would not get any points , so had to say no !!!!!
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Surprised by Halifax
I went to Halifax bank to open up an current account and i was accepted for £500 overdraft limit and visa debit card, that is so good for me. But i was surprised that the banker who was opening up my account she did not ask and take any identifiation from me. Only thing she asked is my job address , name and my full name.…
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Rejected for phone/credit card
Hi, Some advice please! I am a young professional who has never had a credit card. I have no debt other than my car loan (organised with RBS and paid regularly and on time). I have almost saved enough up for a decent house deposit. I am on the electoral roll where i live. I performed an online credit assessment from…
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balance transfer query
i have £1400 on one of my cards which I intend to bal transfer anyone good at maths? i have 2 options - 0% bal trans fee but 5.9% rate - 3% bal trans fee (£42) however better rate of 3.9% I intend to pay off at £150 a month i reckon 2nd might be best but am i right? thanks in advance ben
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Rejected by Virgin CC
Hi, Virgin credit card rejected my application - no reason disclosed. I hold an Amex a Sony Card and a HSBC Visa. Could the reason be that because I already hold 2 cards from the MBNA (Amex and Sony)? Until now I had a very clean record. Amex debt £25. HSBC debt £0. Sony debt £4000 which I am paying back regularly. Is it a…
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some advice needed pls
Hi Am a newbie!:j Am wondering wat to do right now. I havent got massive amounts of debts but i dont feel they are manged carefully enough right now. I have about 3,200 on 2 credit cards - I am paying off just over the minimum each month but the interest is killing me. Have recently paid off 2 big loans but they have not…
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Different Cards
Hi Guys, Im just wanting to ask a question. Its not exactly Credit Card related but it is about cards in general both Credit and Debit. Here Goes..... Whats the difference between:- VISA Electron A Normal VISA card Mastercard A maestro A Switch AMEX Do they pay money in different ways?... Phew thats my question asked. Im…
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Barclaycard Platinum - Aesthetics
Just a general aesthetics question. Up until recently I had a Barclaycard Gold card - looked gold. I was told I was being upgraded to Platinum by post. Fair enough. However, when it arrived it didn't look anything like Platinum in colour. It was white (like the Barclaycard simplicity cards). Didn't have platinum written on…
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Can Anyone Help
l am retired and living in thailand i have been paying my credit card from my english bank account i left over a year ago and still owe £12000 but i have now ran out of money i have a home in thailand can the cedit card company take me to court in thailand i have a company in thailand which is my home as english people…
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In Need Of Advice
l am retired and living in thailand i have been paying my credit card from my english bank account i left over a year ago and still owe £12000 but i have now ran out of money i have a home in thailand can the cedit card company take me to court in thailand i have a company in thailand which is my home as english people…
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Credot Scoring
My husband has just tried to transfer his current credit card to a 0% b/t card. However although he checked out his rating on moneysupermarket.com first with Equifax and was given a rating of excellent he was not accepted by either Halifax & Mint. Now I have read all the info posted on this site regarding what to do I now…
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Could you recommend which provider..?
Hi I'm fairly new to credit cards, I'm only 24. I've had an MBNA card for just over 6 months and want to apply for another credit card. I pay my MBNA card off in full each month, but realise that my credit score is probably still quite low. In your opinion which credit card provider would be most likely to accept an…
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Abbey charges scam- check your statement.
Check your Abbbey credit card for late payment charges. I pay by direct debit -set up by Abbey. Only this month the debit was taken too late to cover the pay by date.....I was charged £12 for their error. When I called I waited 25 minutes on the phone to be told it would be sent to a "resolution manager" and I would hear…
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Can you BT an overdraft onto a card ?
My current account overdraft interest rate is 19.3%, I have a 0% BT offer for 6mths on one of my cards. Is it possible to balance transfer overdraft debts onto a card ?
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AMEX now has a 5% cashback card
Not sure if people were aware..but I think this just launched this week! Seems like a good deal.
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MBNA No Security
I just found out about a way to get access to my account - without knowing anything more than my date of birth. This strikes me as making complete nonsense of any security measures. Firstly, I needed to use a phone line of an existing MBNA customer. Next dial their 0800 number. Now when prompted for card/account details,…
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Credit Cards Galore
Hello all, I have at least 9 credit cards and have balances on a few. When the 0% ends and I come to apply for more will I have problems because of the number I allready have? The cards I dont use is simply because they have too low a limit. Cheers:confused:
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New to this - 1st 0% card - what to do!
I've only recently discovered this amazing site and got my terrible finances in hand. I've applied for, and got, my first 0% credit card with Abbey National. 0% on transfers for a year (I won't be using it to purchase anything!) My worst card at the moment is Barclaycard - 22.9% on purchases and 27.9% on cash advances…
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Credit Card Advice Please Hsbc Gold card
I took out a hsbc gold card last year and it was 0% until january 2008 this end period is approaching and looking for options on what to do with the reamining balacne on it (3700) i can't remember the percentage rate after the promotional period, can anyone tell me where i could find it? Secondly i have been offered a…
