Credit Card Advice Please Hsbc Gold card

lindseykim13

I took out a hsbc gold card last year and it was 0% until january 2008 this end period is approaching and looking for options on what to do with the reamining balacne on it (3700) i can't remember the percentage rate after the promotional period, can anyone tell me where i could find it?

Secondly i have been offered a balance tranfer deal on my morgan stanley (which has no balance on) of 6.9% for the life of the balance as long as its transfered before the end of the month (2.5%fee) , one catch though is that the credit limit is only 2100.

Whats my best option? leave where it is or move at least most of it? I cannot get another card (have tried that option!) and will only be able to pay off the minimum payments really.

Any help appreciated.

Phantom_Flan_Flinger

If there's no mention of the normal variable rate anywhere on your statements, then you might have to ring them up.

HSBC don't seem to offer the Gold card anymore so I couldn't find any info on it. The normal APR for their current card is 15.9% and their premier card is 11.9%.