We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Credit Card Advice Please Hsbc Gold card
lindseykim13
Posts: 2,978 Forumite
in Credit cards
I took out a hsbc gold card last year and it was 0% until january 2008 this end period is approaching and looking for options on what to do with the reamining balacne on it (3700) i can't remember the percentage rate after the promotional period, can anyone tell me where i could find it?
Secondly i have been offered a balance tranfer deal on my morgan stanley (which has no balance on) of 6.9% for the life of the balance as long as its transfered before the end of the month (2.5%fee) , one catch though is that the credit limit is only 2100.
Whats my best option? leave where it is or move at least most of it? I cannot get another card (have tried that option!) and will only be able to pay off the minimum payments really.
Any help appreciated.
Secondly i have been offered a balance tranfer deal on my morgan stanley (which has no balance on) of 6.9% for the life of the balance as long as its transfered before the end of the month (2.5%fee) , one catch though is that the credit limit is only 2100.
Whats my best option? leave where it is or move at least most of it? I cannot get another card (have tried that option!) and will only be able to pay off the minimum payments really.
Any help appreciated.
0
Comments
-
If there's no mention of the normal variable rate anywhere on your statements, then you might have to ring them up.
HSBC don't seem to offer the Gold card anymore so I couldn't find any info on it. The normal APR for their current card is 15.9% and their premier card is 11.9%.Dave. :wave:0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.3K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.4K Spending & Discounts
- 247.2K Work, Benefits & Business
- 603.9K Mortgages, Homes & Bills
- 178.4K Life & Family
- 261.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards