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advice please
hi im after a bit of advice my brother had a credit card with insurances on it and cut his finger off in an accident in work 2001/2002 and was unable to work for months due to healing and counciling fees got added debt rose to now a very big debt the bank loyds tsb knew of the accident and still gave him a loan wich i…
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Equifax report shows inaccurate details - what next?
Hi, Just decided to try out the free Equifax credit report. I looked at my credit report. Everything's reported as without problems on the credit report, however there are a few inaccuracies which I wonder should I take any action: 1. I have recently upgraded my LTSB credit card to LTSB Airmiles Duo. On my credit report it…
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goldfish points
couldnt believe it i just cashed in points for argos expecting £90 and only got £70!! i am sure they have changed it again since last year it used to be 1500 points for £10 (prior to this 1000 points for £10 ) and now it is 1750 points for £10!!!!!!!!!!!!!!!!!!! tight or what how long has it been this bad? does anyone know…
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virtual credit cards
I was thinking of applying for a virtual credit card from http://www.entropay.com but I get quite sceptical about these things. Has anyone actually use these these before? Ad what are the mmain advantages, if any.
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ccnow/buying from abroad query
Hi I am planning on buying some goods from Hong Kong, and the website uses CCNOW to collect payments. The prices for products on the website are written in US dollers. The shopping basket allows you to select "preferred currency" and also says Has anyone ever ordered anything via CCNOW? Does this mean they will charge my…
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Help - applied for wrong card!
I've just applied online and been accepted for a Halifax card but I really wanted to apply for an Amazon card which is provided by Halifax. Oops! Do I need to wait until I've received and cancelled the Halifax card before applying for the Amazon one? Thanks in advance. Vicki
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Which Cashback Credit Card??
Hi everyone, Can anyone help? which is the best cashback credit card for a large purchase (£15k)? I am planning of paying it off straight away. so just want it for the cashback option. There seems to be a lot to choose from, any advice is much appreciated. sloppie2002:o
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Do i need a credit card?
Hi, me or the wife have never had a credit card and know nothing about them tbh, both think on same lines of if we can't afford, we cant have!! Anyhow, we go to the U S of A this month, we saved a fair bit of spending money and the idea was to put our spending money into our nationwide account and use our visa debit cards…
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credit card price check
Hi, I dont know if this is the right place to put this, but is there a way that you can claim back on your card if items you bought for christmas are reduced in the sale? if so which cards do this.
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Did anyone else see this leaflet - Tesco Visa, Travel Money
Hi all, I hope one or some of you can help. Last month, either with statement or new cards, I can't remember which, I got a leaflet from Tesco Visa advertising Travel Money and stating that there would no fees of some kind if Travel Money was purchased from Tesco using Tesco Visa. I can't remember if it was no interest, no…
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Credit Cards - What Transactions do and do not attract fees?
Obviously normal shopping (i.e. supermarkets, petrol, electrical shops, etc...) don't attract fees from the card provider as long as you pay the balance off each month. But I know cash, some gambling, foreign currency and even council tax payments get charged around 2-3% from the card provider. Is there a comprehensive…
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Best online business credit cards
http://jonp.NewCreditApplications.com. This site will take you to the best web site for businesses looking for the right credit card facilities, any bank and the best APR on the markets
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UK Solo card not compatible when buying from various websites- Suggestions?
Hello, I have a bank account with HSBC and as such have a solo card. I registered for this account through my school when I was about 11 and have had it ever since. It has a massive bonus in that I can simply NOT go overdrawn. I do not like spending money that I do not own due to the huge amount of people I know in debt…
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Help with Credit Card complaints procedure please
Hi, Please can someone advise me? I have an ongoing complaint with Bank of Scotland Credit Card. I received a letter from them dated 4th October saying it would be resolved within 4 weeks. Then I got another letter from them dated 25th October, again saying it would be resolved within 4 weeks. I'm at the end of my tether…
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Barclaycard
Applied for the credit card as it had good deal on the balance transfer - got £400 sitting on a card with 22% interest, can pay off in 10 months now. Got letter back from online application saying ok, willing to accept your app, just send in proof of identity - sent in a utility bill and a wage slip - i get paid…
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Best Card to Try with Unknown Credit Rating?
Hi, A friend of mine is currently re-aligning their finances and we have worked out getting a 0% Balance Transfer card will certainly ease the situation (as per Martin's 'Best Balance Transfers article'). The circumstances are as follows: Total monthly income is £1100 She has 3k worth of debt to tranfer from another card.…
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barclaycard £50 of shop vouchers help!
Can anyone tell me the deal that was previously on this web site you applied for a barclaycard credit card then on your first spend you would get £50 vouchers for your chosen shop please help
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Barclaycard - be careful of the rate!
Following the excellent advice on this web site I have just set up a new Barclaycard account. When I applied online the deal was quoted as 5.9% on the life of the balance, with no fee. I was happy with that. I got my Barclaycard yesterday, and phoned up and enabled it immediately. Then this morning I phoned up to transfer…
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Catalogue Companies - Is this legal??
My Mum wants to browse through the SimplyYours catalogue as she liked the styles they advertised on TV. When I phoned to request a catalogue they asked for my date of birth and previous addresses. I said, "I'm not placing an order, I simply want a copy of the catalogue. If and when I'm ready to place an order I'll give you…
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Oyster Barclycard with £25 credit
Just done a quick search and can't find this posted sorry if it has anyway seen this on Hotukdeals.. Apply for the Oyster card from barclay's and after your first purchase they will credit it with £25. Buy a packet of chewing gum pay on the card, pay it off in full and get some free money. Here's the oringnal link on…
