-
Getting different credit cards for different things?
I have read all the credit card guides and I am still confused with regards to spending/not spending and balance transfer cards. I have just got a mint card for balance transfers but I noticed it also has 0% on purchases until Juune 2008. SO can I use it for purchases as well seeing as I won't be paying interest?? If not,…
-
Barclaycard
Just got my Barclaycard.Phoned to activate it and asked about the M&S vouchers.Girl told me I had to spend £50 before I was eligable for them.But I thought I had read on hear that I had to spend £5.Who is right.
-
Can I balance transfer from a bank current account?
Is there a way of relieving my current account with a balance transfer onto my 0% card? I asked Sainsburys Bank to do this but it is not their policy to do so...
-
Best Reward Card for gaining Airmiles?
Hi all, I've had a Morgan Stanley Platinum card for a while now and, due to decreasing cashback level (together with some poor experiences with their customer service, particularly since the Goldfish move) I've decided to jack it in and cancel the card. So, I'm looking for an alternative. Unfortunately I don't qualify for…
-
When to apply for Capital One cashback card?
Right, I'm nearly close to getting my last and final cashback payment from the Morgan Stanley card which I'm hoping to close down. What are your thoughts as to when I should apply for the Capital One 4% cashback card? Should I: 1. Apply for Capital One first and then if I'm accepted, close down the Morgan Stanley? or 2.…
-
Balance Transfers
Hi there, I currently have a halifax credit card i've transferred an amount onto at 5.94% for the life of the BT, i've quite a few grand still spare on the card & they have since offered me the same 5.94% deal again. What i'm not sure about is if i transferred a 2nd BT onto the card at the same rate would the 2nd BT be…
-
Credit limits
At what stage during the application for a CC do you know whether you have been acceped and more importantly what credit limit you have been awarded. I just read a post where the guy was disappointed with his credit limit and then felt obliged to keep the card regardless. I have never had CC's before and as I am new to…
-
Balance Transfer to Debit Card
Hi all, as we yesterday tried to transfer money from my credit card the Bank said that they could find my card number. Could it be because it is a commercial card? (Visa) Then they offered us to send the amount of money to our debit card to pay off the commercial card. Is that ok and is that the same as balancing money…
-
Idris
With regard to the Post Office Credit Card for use overseas, I would like to say that we took one out this year solely for use in South Africa as we visit our son there every year. Last year (and for the previous seven years) we have been paying around £80 in fees to NatWest for using a debit card at the ATMs. This, in…
-
I've been very stupid...
And forgot to pay my credit card bill. :mad: I transferred the full balance online a day after the deadline (4th Nov), so it will only be a few days late, but I see that Natwest have already charged me their £12 late payment fee. I can live with paying the late payment fee (it's completely my fault after all, and I'm very…
-
Really Worried-Applied for Credit Card
I applied for a credit card last week and signed the papers they send you and it said my card was waiting to be dispatched, but I sent this all off last week and I'm worried cos I haven't received it yet and am wondering why and am worried someone's stolen it or gotten hold of it somehow. I don't even want the card now, or…
-
Caravan Club Visa Card
I was wondering if anyone else is experiencing problems since the Caravan Club moved their credit card handling facilities from Frizzell to Goldfish. I paid off my last bill from Frizzell to the tune of £850 pounds only to find the balance transferred to my new Goldfish account. Apparently I wasnt supposed to pay the bill…
-
Argos Mastercard Advice Please
:mad: I applied for an Argos Mastercard early in October via their website and I was accepted, after the postal strike ended I received a welcome letter and a pin number, the letter stated that the card would follow, a week or so later a letter arrived to say that I had been accepted for payment insurance, the following…
-
Urgent Advice
Hi, Need help. Just had a call from Argos security team checking a transaction I apparently made online at around 7pm. We quickly identified it was fraudulent, so she suggested I call the card company (Barclaycard) ASAP. Just been on hold for ages to them, got through to India, and was told to do nothing until the 10th as…
-
Useless Credit Limit
Hi, Just been through setting up Barclay's supposed amazing credit card. First I didn't get the freebies then they only gave me 460 credit limit - pretty useless. If I hand the card back (I've not registered it yet) will my credit scoring benefit? or is it too late and I may as well use what I've got & try for another? I'm…
-
applying for credit cards
Hi there, Whilst applying for credit cards, such as the one for the "free" £25 in this weeks MSE e-mail, when you enter your employees details, do the CC company contact your employer. I would prefer my boss not to know my own buisiness. Many thanks Steve
-
Natwest 12 month 0% - interest on transfer fee!!
Apologies if this has been covered anywhere else, I have searched but can't find anything related. My husband and I both took out Natwest cards in August via a link on this site saying that there was no balance transfer fee. When the cards came through we had been charged 2% to transfer. I queried this but was told that…
-
WARNING - Used a Cash Machine in Aylesbury?
CASHPOINTS in Aylesbury have been targeted by fraudsters this week in a scam which has seen scores of Aylesbury residents lose considerable amounts of cash from bank accounts. Rest of story click here. Tip : Check your statements.
-
Transfering from cash back credit card to purchase card - free?
Afternoon savers? :D Got a quick question that i'm having trouble coming to grips with. I am nearing my years 0% Overdraft with Alliance & Leicester and have been reading Martins advice about what to do. i looks like the best option for me is to get a 0% purchase card and spend on that! Thing is, I have an Egg cash back…
-
virgin and r.b.s...transfer both?...help...
i have a virgin money credit card ...owe about 3 grand ...with mega interest now after having for just over a year....,..and also a bank of scotland credit card where i owe roughly 3400...with mega interst...im looking for help with whom i can transfer both these onto with best rates etc...thanks very much
