-
Paying off a store card with a new 0% credit card
Can anybody help i want to pay off my store card but wasn't sure if i could do so with a new 0 % on purchases credit card does paying it off go down as a purchase. i have inquired with my balance transfer card but they don't BT this store card would be greatful of any help.:confused:
-
Unused Credit Cards / Accounts on Credit check - a problem?
I took advantage of the Free Experian Credit Check and Score offer (which I shall cancel tomorrow) and was very happy with my score of 999 - although how I blew that last point, I'll never know! I have three 'accounts' showing on my report which I have not used for several years but all of which appear to be contributing…
-
Barclaycard Platinum link on this site
Sorry if this has been done before but I've just gone into the Balance Transfer section of the site and read: Barclaycard 0% for 14 months with a 2.5% fee. The top player is Barclaycard Platinum* which offers new customers 0% for 14 months, with a fee of 2.5% of the balance switched. Yet this deal isn’t available…
-
Should I make the 0% jump?...
Hia Guys & Gals, Right, basically I moved back to the UK from Ireland about 2 years ago. Since then iv done all the right things. Got onto Electoral register, checked my reports and they are fine, gotten a Burtons card paid off every month and eventually getting a Capital One Classic (and bloody expensive) creidt card. I…
-
Question reg Halifax Credit Card Problems
Hi, I was hoping someone can offer me some advice on the recent problem I've had signing up to a halifax 15 month 0% credit card. Its a bit of a long story so bear with me! My husband was recently made redundant and has started his own business, now I have a few credit cards already in my name but only one of which I…
-
Rejection and credit scoring
Hello all. My Virgin credit card 0% balance transfer offer is coming to an end, with just under £4,000 on it and a whopping 20.4% interest about to start. I applied for the 14 months 0% BT offer with Barclaycard which was successful, but only with a credit limit of £2,000. I applied for the capital one credit card for the…
-
Numerous bank takeovers how do I reclaim ppi from???
Hello, my credit card has been taken over numerous times by various banks. Card was bought in Oct 2002, how do I reclaim all the ppi that far back if my present Credit Card wasn't the original bank? Who is responsible for all that ppi? Each new company just sent me a new card each time the previous bank was overtaken…
-
Hsbc Gold Card Interest Rate after promotion please
Anyone with the hsbc gold card that took out the 12months interest free on balance transfer promotion can you tell me the rate after the 12 month period had ended? thanks
-
Debit cards and insurance
Good morning all, my first post and it's on behalf of my 82 year old mother. She bought a small fridge 13months ago on her debit card and yes it's packed up! I've had an independent engineer look at it (£60 call out fee) and he's said anything up to £120 parts and labour to fix! I've been in touch with the manufacturer and…
-
Ltsb change credit card
Ltsb have changed my credit to master card from visa.This i dont mind but as I am unable to change credit card to get a zero % because of now being ub40. Thought i might get some zero % time as i feel it like changing over to new card .I am struggling to pay it off just but dont want to go down the road of stopping the…
-
credit card MBNA
i would like the charges to be refunded is that possible? need help
-
Cedit card/APR confusion
Some years ago I was looking to take out a loan for ~£8000 to buy a new car, at the time I looked at all the options, and the best Deal I could find was around 7% APR with LLoyds-TSB, who I already banked with. Before I took out the loan I got a letter from LLoyds-TSB credit card department with some credit card checks,…
-
BT Advice
Hi there, I currently have a halifax credit card i've transferred an amount onto at 5.94% for the life of the BT, i've quite a few grand still spare on the card & they have since offered me the same 5.94% deal again. What i'm not sure about is if i transferred a 2nd BT onto the card at the same rate would the 2nd BT be…
-
Stoozing & credit rating for remortgage
Hello Before I start stoozing, I'll need to remortgage in September 2008 if I have £5000 in debt on a creidt card will it effect my credit rating & cause me a problem when remortgaging? I currently dont have any problems with my credit rating only debt is my mortgage. Thanks
-
Morgan Stanley
Hello all, way back in May Morgan Stanley wrote to me saying a £20 fee would apply to my account. I was not best pleased with this and after much phoning and furious letter writing I ended up in the position where I got my cashback returned 100% and my account closed. Or so I thought. I recently sent of for copies of my…
-
Classification of Previous Searches in Experian
Hi, Just got my Experian Online Report today (under the 1 month trial) Everything looked fine, but I was looking at my Previous Searches: (Searched by, Application Type, Date) 1. CREDIT EXPERT REPORT, Identification Generic Check, 06/11/07 2. Lloyds TSB, Enquiry, 29/5/07 (When I applied for my first credit card with them)…
-
Commercial Card Dilema
Hi All, I am new to the board so i hope this is the right place to post :) I run a small business (LTD company) and use a commercial card a vast amount as we order a lot online for clients. It is only me with a card and i keep hitting my limit. I have spoken to the bank (HSBC) and they say i can increase it if i guarentee…
-
Capital One - New card to repair rating, need advice on not spending on it.
Hello all. I applied for a Capital One card with the (ulp) 34.9% APR. My intention is to spend around £50 a month on it, probably on food or my travel card, and pay it off the next month. This will serve the dual purposes of keeping repairing my credit rating by using the card, and keeping me £50 away from my overdraft…
-
First Direct Gold Card
I have just applied for the new First Diret Gold Card. I hope to transfer the £3k of debt from two other cards (at extortionate %APR). The Gold Card offers; 0% for 12 months for purchases (not that I intend on making any!) and more importantly a balance transfer rate of 4.9%APR for FIVE years! Do any other cards offer this…
-
Applying for new BT card-should you say amount you want to transfer on app form?
Hi I need to transfer my CC debt from Post Office CC and I've got an Ulster Bank application (no fees BT card) but I never know if I should say I want to do a BT on the application form or ask about it afterwards if you are accepted?:confused: I recently got a new Natwest CC to BT my debt too but I didn't say I wanted to…
