Hsbc Gold Card Interest Rate after promotion please

lindseykim13

Anyone with the hsbc gold card that took out the 12months interest free on balance transfer promotion can you tell me the rate after the 12 month period had ended? thanks

YorkshireBoy

In the current climate, it's dangerous to assume that there's a 'one size fits all' %APR.

Your rate will be shown on your credit agreement, and/or on any notices of variation that you have received since opening your account.

lindseykim13

i dont have anything about the rate after the period ends i have on my statement that it is 0% on balance transfers until jan i also have 15.9% on any purchases. but i guess they wont tell me until the 0% runs out by which time will be too late for me to transfer balance to a better card, guess the only thing to do will be to ring them up and talk to someone that hardly speaks english and won't have a clue what i am asking about.

thanks anyway

YorkshireBoy

lindseykim13 wrote: »

guess the only thing to do will be to ring them up and talk to someone that hardly speaks english and won't have a clue what i am asking about.

If you're registered for online access you can send them a secure message...but if you've received no notice of an alternative rate, then it would be safe to assume that your BT rate will also be 15.9% APR.

lindseykim13

thanks will send them a message then, why didn't i think of that lol