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DEBIT/CREDIT CARD SCAM - Did not know where to post
If this is posted in the wrong place, please repost in the correct section. I got an email from a friend about this scam Thought I should post this on mse as it may stop someone being caught out!!! This scam is pretty slick since the caller provides YOU with all the information, except the one piece that is needed for…
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How important to have all three cards?...
Is it important to have all three types of payment card?..... VISA Mastercard AMEX just incase one is not accepted etc etc. Just a thought?....:confused:
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Avoiding Internet Fraud - Egg card
I've been looking for an alternative to my Egg card which will safeguard me from online transaction fraud. Verified by Visa, Clicksafe etc, but then I looked at the terms of the Egg card and it says that it will reimburse for any online fraud. Is this as good as it sounds. Does it mean that any fraudulent "card with owner…
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Post Office CC - How stringent are they on credit rating?
Hi, I am thinking of applying for a Post Office Credit Card (classic) as I travel very frequently abroad each year. I did a search on this forum about how stringent Post Office is in terms of granting credit, however couldn't find any info on that. I wonder is Post Office/Bank of Ireland one of the banks that are extremely…
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marks & spencer more card balance transfer
I had a balance with M & s more credit card of £1400 and i have just payed it off in full .I have rang up to ask to do a balance transfer as the £1400 which i have just paided off was on a 3.9 for the life of the balance but seen as i owe nothing on it now i thought they would be able to tranfer a balance which i have with…
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Applying MBNA but .......
Hi My post regarding recomendation high limit credit card, so far MSE suggested me to go with MBNA ,Egg, Virgin or Postoffice. As i have mentioned in my earlier post that i am in to credit etc since last year july and managed to get 2 credit card with same limit of 500. And now i want to go for MBNA , has any one managed…
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Abbey credit credit card charging late payment
I was with MBNA a few months back,with my abbey credit card,but since the sanrander group has taken over and my mbna switch Now straight away on the switch the charged me £12 late payment in july i rang and they admited it was a fault in system and they refunded the month after Then in august they charged me 12p…
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Tesco club card plus
I know this has been posted on this site before because it's where I got it from but I feel that it could be of interest to newcomers. We are on a DMP and therefore we do not have much of an entertainment budget so following the advice on here we applied for a tesco clubcard plus account (08457 10 40 10). I then pay my…
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Credit Card Fraud
Having just been the victim of a credit card fraud, I'd like a card which doesn't allow the delivery address to be different from the billing address. If it's different I want the transaction to be cancelled or checked by the CC company. I can't believe the extra checking work they'd have to do would cost them more than…
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Regular credits into student a/c - Will banks be able to tell if student loan or not
Sorry I misposted it in the credit cards forum
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Is there still an Amex blue?.......
Cant see it on their website. I can see a Red one though.... Something about HIV and AIDS charities.....:beer: If someone can explain the different cards they do nowdays and how they relate to your income ie: Red requires £20000 householf income a year... Il assume Gold and Platinum require more. Thanks Guys:beer:
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What's the best card?
I currently have an MBNA card with a balance of £1700. Just started being charged about £20 interest a month so I was thinking I'd may as well transfer it to a 0% interest card which also offers 0% on purchases for a fairly long period (I make 1-2 small purchases a month). The Halifax one looks quite good but are there any…
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Is this "Legal Right" Legal??? Help Please
Hi everyone, the other day I noticed nearly £300 was drained from my Barclays Bank Account, and it was paid to "Barclaycard" I had a barclaycard a year ago and when I got bank charges for making a payment 1 day late, I stopped using it and refused to pay until the charge was refunded and also I was made redundant and my…
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Paying Off Card - interest on interest
Hi all, In happy position of clearing balance on HBOS card. On 8 October balance remaining was zero. On statement date in October, interest was added. This sum was then paid in late October. November statement now shows interest (78p) added - due entirely to interest being calculated on the interest. Next statement will…
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PO Card vs Nationwide
Hi I am going to the US over the Christmas period and was thinking about one of the above cards to avoid foreign currency fees. I have searched the forums but cannot open certain threads as they seem to be disabled. I won't be borrowing money on the card just using it to pay for things. Also no balance transfer required.…
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Sentinel Gold Renewal
Hi, I have just received a renewal for my Sentinel Card Protection. It appears to be automatically upgraded to Sentinel 'Gold' with supposed better benefits but at extra cost. There is no info on renewing to the Sentinel 'Basic' that I had before and the website makes no mention of 'Gold' at all just talks about the basic…
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Credit cards after Balance Transfer paid off
What do you do with your credit cards once the balance transfer is paid off? I have about 9 cards now that have nothing on them. I don't want to do anything that will affect my credit rating so should I have the accounts closed or ask to have the limits reduced (as suggested by a customer advisor)? Thanks!!!
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Abbey balance transfer
Abbey sent me an offer for their new card (to 'replace' the MBNA Abbey-branded one that I have and no longer use). They offer to pay me UKP75 for transferring at least UKP1000 to the card. The problem is that I don't have a sufficient balance to transfer. However, I have about UKP 350 on an Amazon branded Halifax card and…
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Morgan Stanley / Goldfish cashback card
Are they definitely going to introduce a £20 annual fee for everyone? Does anyone know? My anniversary with them is up in early January and I hope they would at least give me some notice if they intend to charge a fee so that I can cancel the card.
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New PO Credit Card
Dear Martin, Do you have some good advice on the pros and cons of the Post Office's new Credit Card? Above the rubric 'Apply to-day' and '15.9% APR', the publicity for the card claims: '0% charge on balance transfers for 10 months' - whilst simultaneously and paradoxically claiming (in very small print) that a '2.75%…
