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barclay card onepulse
dear people, i have this card to get the free 25 pounds, im going to buy a packet of chewing gums, then pay the minimum balance each month, then i should get my 25 pounds after 60 days. is this right? thanks in advance.
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Multiple Charges
Can my credit card company chage me 3 X £12 charges on one stalement they were 1 for unpaid direct debit 1 for late fee and 1 for going over my limit does anyone know the answer thanks Frank
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Advice on 'Offer of payment' on credit card needed
Hi, I've got an outstanding balance of almost £10,000 on one of my Credit Cards at the moment ... it's got to a point where I'm paying £150 a month in interest, with a minimum repayment of £200 a month and i am no longer in a position where I can afford to keep up the minimum repayments. I've been looking at several…
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First Time Credit Card User......
Any tips :D I want to be sensible and not get into any debt at all, and maybe even just keep the card for absolute emergencies.It has a £500 limit, Any tips on not abusing the card?
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Credit card charges AAhhhhhh !!!
Hi, I've a Co Op VISA card which I pay off in full at the end of every month. Recently however charges have started to appear and I wonder if these are typical maybe of what some others on here have experienced? I try and post off a cheque, First Class, as soon as I get my statements but on a number of occasions recently I…
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All cards rejected
I used a local petrol station that I don’t usually go to a few nights ago. I filled the car with petrol and when it came to pay all my cards were rejected (Amex, Visa, Mastercard & Visa Debit). I knew there was a cashpoint a few minutes walk away so I volunteered to go and get the cash and return. I was told that was fine…
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Cash Balance reduction
I have been going through my credit card statement (yet again!) to see how I can further reduce my outgoings. I have to admit that cc debt is hardly remarkable, but I have realised that I do have a problem, of my own making. A year ago, I used my cc to get a cash advance. Doh! I can hear you all saying. Yes, I know, not…
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Barclaycard BT
I have a Barclaycard and I recently requested a balance transfer at the rate of 6.9% life. I received an email from BCard notifying me that my balance tramsfer request has been rejected. I have never missed any payments and well below my credit limit with BCard. So I have sent them an email again and received the following…
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Lloyds Ballence Transfer Heads Up
Hi All, Just to let you know if you have Lloyds credit card that's nearly cleared and you want to ballence transfer onto it, call them up they'll offer you a load of rubbish ballence transfer offers (0% for 6months etc) tell them you want to close your account. You'll be transfered though to their customer retention line…
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Bank Detail Verification ?
How does credit card lenders check that whether how long you are banking with any bank ?
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can i claim back charges
keep up the good work all can anybody help with this ,i had a credit card with capital one a few years ago which i did not keep up payments ,i know this was wrong but i have been paying it back and have learnt from my mistake,but capital one have since passed my account over to a debt collecter ,i wrote to capital one…
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cashback
Do u need to have an income to have cashback CC? Are you eligible if you're FT student with no income other than student money?
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Abbey card - but no cashback as Abbey/MBNA
I was delighted to see in the tips about "Abbey Cashback: 5% but only on supermarket shopping. All Abbey credit card holders, meaning both new customers and those who already have one, will get 5% cashback up to a maximum of £50" I dusted off my old Abbey Mastercard and started using it for supermarket shopping. Two…
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credit card blocked
hi i got my credit card blocked 2 weeks ago because a company i was using had their database hacked so to be on the safe side the bank stopped all credit cards that had used that company and issued new ones. The problem is that it happened the day after i purchased some items on the internet. Both were processed and…
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I'm so worried-Credit Card...
I applied for a credit card about 2 weeks ago and I have not received the card. Today I got a letter thanking me for completing the first stage of online registration on 13/11/07 at 16.49 which I did not do at all. :confused: I'm so confused , I think someone's got my credit card and I'm scared i'm gonna be in trouble with…
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Instant Decision Card
What cards are giving instant decisions when you are applying online or over the phone. what is your recent experiance.
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SonyCard promotion woes - enough is enough!
Various guises of the SonyCard promotion have been highlighted on this website since at least June, if not earlier. The gist of all of these is that by fulfilling certain criteria - either receiving and using the card, or spending a certain amount on the card - you will receive a number (variously 8,200 or 11,000 or 7,000…
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Marbles selling CC accounts to `Aviemore` ?
Hi all Has anyone else recieved a letter stating the above ? and informing that some T&C`S may be changed anyone got any info regarding this , our account is in good order so were assuming its not just us ! Cheers
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High Street Voucher Rewards
I used to have a Shell credit card that used to give me High Street Vouchers as rewards but know they've changed and so don't do so anymore. Does anyone else know of another ccard company that give High Street Vouchers as rewards???? Thanks!
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NatWest BT Fee Classed as a 'purchase' > Generating Interest
I did a BT to NatWest approx three months ago. I'm now aware that NatWest class the BT fee as a 'purchase'. As far as I know, this BT fee will sit on my account until original balance (which was transferred) is paid off, and only then can the fee be paid off. I'm three months into a 13 months BT with NatWest. My BT was…