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Instant Decision Card

cheeky-virgin
cheeky-virgin Posts: 197 Forumite
in Credit cards
What cards are giving instant decisions when you are applying online or over the phone.


what is your recent experiance.

Comments

  • Moggles_2
    Moggles_2 Posts: 6,097 Forumite
    Capital One, Halifax, Post Office, Virgin
    People who don't know their rights, don't actually have those rights.
  • System
    System Posts: 178,408 Community Admin
    10,000 Posts Photogenic Name Dropper
    tesco and rbs
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • DGJsaver
    DGJsaver Posts: 2,777 Forumite
    even the instant ones can come back and say they cant make a decision there and then and will be in touch , so dont count on any of them telling you yes or no

    and have you thought about saying please or thank you when requesting info ?
  • Mastivision
    Mastivision Posts: 102 Forumite
    Asda card gave me instant decision with 500 limit :mad:
  • sicker
    sicker Posts: 1,370 Forumite
    1,000 Posts Combo Breaker
    Nat West 0800 096 0220, gave me an instant decision with a £4000 credit limit. Got the application form 2 days later with a £4900 credit limit. Signed returned an am now waiting for further contact. Not 100% ready to accept if granted card as there ia a balance transfer fee whivh they apparantley class as a purchase so will be paying interest on this fee all the way to total repayment. Will wait and see.

    John
This discussion has been closed.
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