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Over Charged on my credit card
Placed a order with abercrombie.com recently over telephone for $893. When i got my Credit Card statement they had charged me $1754. Phoned abercrombie up and i'm getting no joy. They are saying its because i`m in the UK and used a UK credit card to pay for goods in the USA! What rights do i have with regards to using your…
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&More Query
Hi Guys, Quick question. In the process of signing up to the &More CC. Signed up when the 4.9% BT was on offer but I see its now gone up. Am I still entitled to the 4.9% rate when I tfr my balance over? Cheers
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Refused a credit card, even bank cant believe it !
Hi there I have a student account which has been active for almost 4 years now and I've only gone past my overdraft limit once ; and that by about a £1 or something which i paid back quickly since I had a flex saver account with them and put almost all my savings in there and lived on my overdraft..however recently I…
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Goldfish - When is a purchase classed as a cash advance?
I recently ordered a Nintendo DS game from CD Wow and the payment was processed through their new payment processor called Paynova.com. After logging on to my Goldfish account, I notice that under Cash Advances there is an amount listed for the same amount as I paid for the game. I won't know for certain until I receive my…
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balance transfer sainsbury card
I recently apply for a Halifax credit card with free balance transfers, someone told me that I may not be able to transfer my sainsbury balance into the Halifax card because they are part of the same group, can you help?
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"Reverse provide credit"? (Credit card noob needs help!)
Upon doing my weekly credit card statement check online, I was shocked to find this on my statement: followed by: Before I continue, let me give you a little bit of background: I recently finished dealing with a company (or so I thought) who somehow got a hold of my credit card number and used it to charge me $64.95 and…
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BT from a store card?
Thanks to the idiots over at GE my store card now has a positive balance of about £18 (they can't even tell me exactly until my statement is processed :rolleyes:). Can I BT this to my Egg Money card or will it cost me? I just really want to get the credit back off the card without spending it in the store!
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HSBC Pre-Approved Credit Card - How Long Wait?
About 2 Weeks ago I received a Letter from my bank (HSBC) advising that I have been pre-approved for a HSBC Credit Card with £1000 Limit. I completed the attached Credit Agreement and returned it in the pre-paid envelope the next day. But to date I haven't heard anything back from the bank? The closing date on the reply…
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Mint cheques?
Hello there, new to the forum so be nice to me ;) Mint have sent me cheques which i can have 7.9% for life of balance or 0% for 6 months, i want to know if i can write my own name on them and pay them into my bank account to clear my overdraft at 18.4% or do i have to make them payable to someone else?
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Direct debit guarantee for credit cards
Hi I cancelled my barlaycard over a year ago and 6 months ago I moved house. In the meantime a direct debit payment was made against my card and then late payments added as I didn't receive any statements. I now have a poor credit rating because of this. I was informed by Barclaycard that they are required by law to honor…
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sell shares to pay debt?
I owe approximately 4k on my credit card at an APR of 3.9%. I have shares in BT worth just under 4k - should I sell my shares and clear my debt? Would like to clear debt asap but don't know if this a viable option. Help please.
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Credit card taking money without notification?
Hello, I need a bit of advice please as to whether a credit card company can do what’s been done to me and I’m hoping someone on here might be able to help. I have discovered today that Barclaycard have taken a payment from my current account (which is also with Barclays) for £249.17. My agreement with them to pay £60 a…
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&more Chargecard Upgrade
Hi all, Completely new poster on here (long time listener/viewer or whatever the old adage is)... I wanted to apply for an &more credit card and for some reason got rejected - keep an eye on my credit details etc. with creditexpert and can not pick out anything in particular but hey ho - their perogative I guess...perhaps…
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By mistake transfered money to other credit card? Solution ?
Hi , it is sound very silly but this is what happened : When filling form for Amazon Master card I did not understand correctly what I am asked and filled detailes of my other credit card with the limit that I have there . It seems that they have been asking me where do I want to transfer money to other credit card ..;-(…
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Should I...get a credit card?
Hi, Bit of a silly question so I apologise if it’s staring me in the face somewhere and I can’t find it anywhere! I’m 21, have a decent(ish) job and the following financial commitments: * Student loan (embarrassingly, I don’t know how much of this I’m paying back each month but I can find out) * Personal loan of £5,000 for…
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tescos want to change my credit card to platinum?
Hiya just had a note that tescos want to change my credit card to a platinum mastercard from a clubcard one should I do this? I don't want to lose out on points as it doesn't seem to mention how many points I would get per spend. I can opt out if I ring them. Anyone else had this? thanks
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Missing Money
Hi guys, Last week I dont a balance transfer on the virgin website to my virgin card. It still wasnt showing on my virgin credit card so I Rang them up to check and they stad that there is no pending transactions on my account, my avaible balance hasnt gone down either, I rang other credit card company to get the exact…
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Egg Money question
Hello everyone What a nice community it is, here! And seeing as everyone's so nice, I'm hoping someone might have a quick answer to what is in all likelihood a very stupid question. ;) I have a Barclaycard, currently. I always pay it off in full every month, and so do not incur any interest; I make a purchase, receive a…
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turned down for mbna card
went on moneysupermarket and put in my details one of the cards they suggested i apply for was mbna did so and got turned down. this has happened before. What is the point of this site i put all my details in correctly.
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Late Payment v Missed Payment
After reading some posts on here I was intrested to hear how a late payment compared to a missed payment (default?) on a credit report I.e. Are late payments reported (I have a couple by 2 - 3 days, but never missed a payment)
