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Min payment on 0%
Hello, I am new to this credit card 0% business and am a little confused. I hope somebody can help me? basically if the min payment per month is £3% of the outstanding balance, do I still pay 3% on a 0% deal or would I pay the lower figuer of £5 like most cc seem to have in their terms and cons. I hope I have made myslef…
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Stroud & Simpson warning, now charging BT fee!!
I just got the following on my statement, "From 1st July 2006, any BT 's made to your card during the 0% promotional period will be charged a fee of 2%, £5 min, £100 max. No fee will be charged once you have reached the end of your promotional period" I made a BT on 4th July, was told there would be a fee & told them that…
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I think I get this
Sorry to be painful, but need some advice. I have just ordered my credit report on my 30 day free trial from experian. I have just clicked about stoozing! I have quiet a few credit cards all with nothing on them. I will have to cancel them all and start again? what i was hoping to do was use the capital to offset against…
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Is it allowed to transfer a balance to my credit card from my sister's credit card?
Hello, I recently applied for a MBNA credit card because it had a freebie, I've got the freebie and they've given me £5000 credit with 0% balance transfers (albeit with handling fee). I don't need to use any of that £5000 (and the handling fee makes it unsuitable for stoozing). But my unemployed sister has a few thousand…
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0% CC for a 10K Car Purchase?
I am about to buy a car for around 10K'ish. Wondering what peoples thoughts are on using one of the 0% cards for this? What is the average credit limit? My thoughts are I just pay of as much as I can quickly, and move cards as the 0% offer runs out. Or would I be better just looking for a regular personal loan with a good…
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Card Insurance against loss or theft.
I'm travelling for the next few weeks, and have opened a nationwide account fot their good deal on currency conversion. I dont have any insurance just for credit card theft - you know the sort of thing that each card hold trys to sell you from time to time. Is it necessary? If so who does it best? thanks
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0% balance transfers with no handling fee
are there any credit cards out there which offer 0% on balance transfrers as well as 0% handling fee? Many thanks
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GE money Everyday card
Please could you answer the following questions for me as I have never had a credit card before and Im interesed GE money Everyday card If I spend say £50 on food and £20 on petrol every week at local stores ie Asda, Morrisons, Tesco. total monthly bill £280. Once a month I pay the card off in full, would I rec £8.40 in a…
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American Express- Changing 'Life of Balance' Transfer Rate Terms - Unfair?
Sometime ago I took advantage of an American Express balance transfer offer which went something like so-many % (6 something I think, but I definitely know it was a single figure), but more importantly, the offer stated that the interest rate was for the life of the balance (ie as long as the balance was outstanding, it…
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Marbles/PC World CC
I dont know if you are aware but this card offers 0% on balance transfers for 6 months. I picked up a leaflet from my nearest PC Wrold store this morning. http://www.marbles.com/pcworld/?ad=XLPC&COUP=IAJ Hope this is useful for those looking to do a BT.
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if i destroyed and disposed of a credit card....
will the company ask for information on it/reqiure it back? :confused: I became debt free 9/06/06 and one card i have cancelled and closed but the one i have now (was only open 2 months before becoming debt free) i have just left sat there and i put stuff on it (ie £20 or less) in the month then cleared it when the…
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is there any 0% bt cards if you have a default on your credit file?
Hi I have a default on my credit file ( that I will dispute when I read here on how to do it) and I need a 0% rate balance transfer card for about 3k if possible. Any suggestions except msba as they have always turned me down. Thanks
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Transfering a balance
I have just over £ 500 on 2 credit cards,I just wondered if anyone knew of any good card companys who do good balance transfer deals? Plus i'am having difficulty getting a new card as i have missed a few payments on my cards thus occuring slightly bad credit score,Anyone know of a company who takes on customers with a…
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Virgin Credit Card Reward scheme
Hi, I am student in the second year of university and currently have no debts (except a slight Oerdraft with my student account) and am looking at a credit card with a reward scheme or a cashback. The two articles on reward schemes and cashback are very good however i am slightly confused over the Virgin reard card scheme.…
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Help
Bit longwinded this, but I am hoping someone might be able to help. A couple of years ago, I took out a Mint card. Had problems at first, in that they kept getting some of my personal details wrong, but I thought it was sorted out. This was until last year, when I got a phonecall at work (not happy about that) telling me I…
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Halifax credit card interest rate rises.
I have just recieved my Halifax statement and the APR has gone up from 16.9% to 21% - this is a discusting rise and believe that they were just trying it on - So I called them to complain about it and without any argument what so ever they redused the rate to 13.9% - So if anyone else finds them selves in that situation…
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How to make Abbey Credit Card payments???
I have just got an Abbey credit card with which I have super balance transferred my girlfriends overdraft onto so we can start to eat into it without it growing with interest each month. When I log into the Abbey Credit Card services online I have the options to make a payment from a Visa Electron or a Visa Delta debit…
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Credit Card For Purchases
hi I am new to this so sorry if this thread has already been asked I am planning to go on holiday in november I have not got a credit card but would like to apply for one and pay for my flights etc on it I would like to also use it for purchases when in thailand I will not be paying it off immediatley but within 6-10…
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Help with credit report please!
Hi I hope someone can help. I have just received my experian credit report after being turned down for a A&L bank account based on my credit file. I had a egg credit card in 1999 and ran up a debt when I lost my job, before it went to a debt agency my brother loaned me the money to pay the amount off in full. This is now…
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Halifax are behaving like loan sharks
For over a year now I have had a promo rate from Halifax of 6.9% interest on my credit card for the life of the balance after I transferred some money onto that card. I have never used the card for any other purchases, I have never missed a payment or been late with one but now they just tell me they have decided not to…
