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American Express 0% for life of balance rip off !
So in May Amex send me a letter stating i could balance transfer to their Blue card at 0% for the life of the balance subject to transfer fee. 'WOW' i thought - so i went for it. In June i get a letter saying 'Sorry it was a missprint' it should of read 0% for 6 months. As a gesture of goodwill they would waiver the…
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Quicky help required. Tesco CC / BA miles.
Don't shop at Tesco's 'cos we haven't got one so I have no idea how the credit card / pluspoints work. Have a credit card and pluspoints card (came with car insurance) and am about to put a £6000 holiday on it. How many pluspoints will I get for this? Can I convert them straight away to BA miles or do I have to wait? Says…
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Egg Money - 1% Cashback on Loan Payment!
Doing some financial reorganisation of debts and have done som BT to my Egg Money card from Capital One (0% Sept 07) and Barclaycard (6.9% LOB) I then rang up Egg and asked them to transfer the positive balance to my Egg Loan to pay it off. On my next statement I had £77 cashback from the Loan balance transfer :T
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Credit Card debt help
Hi My mother last year got in to 12k of credit card debt. The banks as usual just give her loads of cards as she’s is a house owner and being a widow she thinks they are being nice!!! I am going travailing soon and have just found out she has got another credit card and already got £1.000 of debt in a mouth on it!! I was…
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Application for a new cr.c.
Hi there, I'm about to apply for a new cr. card and do BT, they asking for bank details. Do I have to fill that bit in in order to get through? taj
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Life of Balance Transfers - help please re credit limit
Hi, I would like to open a Life of Balance Transfer with a different card company, e.g. Sainsburys as advised by Martin. However, how can I be sure that they will allocate me the credit limit I require? It's not a huge one, just £4.500 - but I don't want to go thru all the application and credit checks for them to turn…
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credit card help!
hi! i have a really really appaling credit rating due to student debt etc, and therefore simply cannot get either a credit card, nor a bank account. this has never really been too much of a problem, but, im going on holiday soon, and really need both! any ideas?
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Adsa Storecard/Credit Card - 2p off Petrol
I was in asda last night and I picked up a leaflet saying that if you use a asda store or credit card in the petrol station that you would get 2p a litre off the price of the fuel. Has anyone else seen this? I just wonder if its a way of gaining customers & then cancelling the offer after a few weeks. If it is permenant…
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Company Barclaycard Trick (Warning)
We had our first statement from Company Barclaycard last month. When the account was set up we agreed that the minimum payment would be taken by DD and we could pay off the rest if we wanted to avoid interest (which we did). Statement came through for a total of £279 with a minimum payment of £14 so we paid another £265 to…
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Beware of Egg!
Beware of Egg. I used their 0% BT offer and got automatic protection at about £24 a month (I do not remember any option on the application form that either mentioned this, or gave the option not to have it). I let it go over the 0% period (stupid, I know) and then BT'd it elsewhere. All the time my Egg card was at £0…
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Amex Address needed
Does anybody know the address to write to Amex to query information contained within credit report?
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HSBC card - 5.9% BT for six months, deadline 30/09
Found under 'Options for you' in Online Banking. Guess they haven't announced it yet. Will have to do some sums now there is a new 2% BT fee. "Transfer balances from non-HSBC Group credit or store cards to one low rate of just 5.9% per annum (simple variable rate) for six months. After that, your rate will revert to your…
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transfer loan to 0% credit card
Does anyone know which 0% cards are best to transfer a high interest loan from ????? thanks
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credit card tarting........
Hi folks, I have (thanks to Martin's advice) had some success using 0% credit cards and moving/clearing them just before interest free period ends. Am now wondering whether the companies are on to us tarts, as a couple of months ago when I applied for a Nat west 0% credit card, they offered me a credit limit of £750!! My…
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Free return flight BMI baby
bmibaby airlines are offering a free return flight on your first purchase with their new credit card. and 6 months 0%
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Warning - Sentinel Credit Card Protection
To all those with Sentinel card protection. My husband has recently had his debit card cloned and we have been told by Sentinel that their policy does not cover 'cloned' cards, only cards where the card itself has been physically stolen. This has really worried me as I thought that I was covered for all fraud to do with my…
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Cancelling Cards - How long
I recently cancelled one of my credit cards, how long does it take to reflect on my credit rating?
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New trick to catch you out - MBNA
It appears MBNA have another catch when you take transfer or cash payment from them. I took them up on an offer to have a few thousand interest free for 6 months. This was with a £50 capped fee so it seemed a bargain. This was just over 6 months ago. My account was clear before the transfer, and I never used it for any…
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Mint Card - Changes to T&C's
Stoozers will be aware from the Stoozing website that Mint are to discontinue their credit card cheques. However, I thought that those managing debt might be interested in one of their other 'variations' - due to be incorporated in the Mint card T&C's from 1 September 2006... Source: Notice of Variation to your Card…
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Natwest credit cards - Am I being ripped off
Hello peeps newbie here :) Bit of a problem with Natwest that I hope you can help me with. I payed £50 off my Natwest credit card on monday 10th at my local Natwest(who I also bank with) . On my statemant it said I only had to make my payment by wednesday 12th. I checked my online banking today and I have been charged for…
