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GE money Everyday card

Please could you answer the following questions for me as I have never had a credit card before and Im interesed GE money Everyday card

If I spend say £50 on food and £20 on petrol every week at local stores ie Asda, Morrisons, Tesco. total monthly bill £280. Once a month I pay the card off in full, would I rec £8.40 in a cheque.(3% cashback)

Are there any charges for using a card for this pupose

Are there any yearly charges etc for admin. charges

Do I rec. a free gift for joining

Can I apply online.

ARE THERE ANY ONES THAT ARE BETTER THAN THIS

Thank you I await your replies


Tracey

Comments

  • sloughflint
    sloughflint Posts: 2,345 Forumite
    Cashback is usually added back to the credit cards balance once a year. Easy to apply online but a lot of people have been unsuccessful. No annual fee.
    3% is one of the best value cashbacks around at the mo but might not last long.
    No free gifts.
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    tracey04 wrote:
    If I spend say £50 on food and £20 on petrol every week at local stores ie Asda, Morrisons, Tesco. total monthly bill £280. Once a month I pay the card off in full, would I rec £8.40 in a cheque.(3% cashback)
    Cashback is paid twice a year.
    Are there any charges for using a card for this pupose
    Aside from the usual default charges, no.
    Are there any yearly charges etc for admin. charges
    No.
    Do I rec. a free gift for joining
    Isn't 3% cashback enough?
    Can I apply online.
    Yes.
    ARE THERE ANY ONES THAT ARE BETTER THAN THIS
    This would be the best cashback card for your spend (as you gave above)

    For further information, see http://www.gemoney.co.uk/html/creditcard/everyday_creditcardproductpage.shtml
  • Kazza242
    Kazza242 Posts: 2,206 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    tracey04 wrote:
    If I spend say £50 on food and £20 on petrol every week at local stores ie Asda, Morrisons, Tesco. total monthly bill £280. Once a month I pay the card off in full, would I rec £8.40 in a cheque.(3% cashback)

    Tracey

    It is not just food and petrol purchases that are receiving 3% cashback. Some GE Everyday card holders have received 3% from Woolworths, Superdrug and Boots, on non-food purchases.

    The upper limit per year for 3% cashback is £5000. Spends of more than £5000 will receive 0.5% cashback.

    Cashback is paid every six months. They will send you a cheque.
    Please call me 'Kazza'.
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