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Sending Credit Card Details by email
Just booking a load of hotels for a trip to New Zealand later this year and several hotels are asking for credit card details to be sent by email to confirm booking. This doesn't sound very safe to me. Anyone got any advice?
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MBNA blackmail
Hi there, I thought I would let people know about my experience MBNA. A couple of months ago I rang to cancel my virgin card. They offered me a 0% balance transfer if I did not close the account. I checked twice that it was 0% and I would not need to pay anything until September. I therefore took the money and put it into…
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egg credit card "Payment Break" offer
I got an email from egg this morning offering me a one month payment holiday:If you could do with a little rest from making your Egg Card repayments, we're offering you the chance to skip your next Egg Card payment. Not a bean... We won't charge you a fee for missing the payment, but you'll still pay interest at your usual…
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Mbna
I am thinking of phoning MBNA up about my exsisting card and seeing what deal they will offer me, what deals have other people been offered by MBNA? Thanks in advance in any replies Regards Antony
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0 % for 18 months capital one card
capital one has an offer for 0 % for 18 months! came with a cd order from hmv.com balance transfers have the usual 2% handling fee - credit limit up to 25k if you transfer balance on application, and up to 10k if you don't. YOU HAVE TO SPEND 100 POUNDS WITHIN THE FIRST 3 MONTHS OF OPENING ON PURCHASES CHARGED AT 15.94% TO…
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Both Tesco and Natwest??
I'm quite sure the answer to my question is on here somewhere i but can't see it. I already have a Tesco credit card and am currently in the process of applying for a Natwest one. I know they're under the same group but sometimes it's ok if you have 2 cards under the same group. So my question is, will i get accepted? Has…
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Small ray of hope - every little helps.
Just thought I'd share with everyone. Having been refused credit last year on a number of occasions, now on a better wage I thought I'd give it another go, and found out yesterday I got accepted for the Virgin card :D which means I can BT 0% anf purchas for 0% it really made me smile and they gave me a good limit. thanks…
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Egg - Security Question & Answers
Hi All, Here are Questions & Answers which can be found on Eggs “Get it together… and get a tenner” leaflet which relates to there Egg Money Manager Account. Question 1:- Can Egg access the passwords of my other online bank accounts? Answer 1: - No, they are never seen by anyone at Egg. Question 2:- How safe is it? Answer…
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transferring barclay loan of 3000 pounds onto 0% cc - advice please
Hi I have a barclays graduate loan that I have got down to 3000, the interest is not too horrendous, but I can't pay it off any quicker than the 100 a month I've been paying. There's no early payment fee and I've just got a new job and a pay increase so I'm thinking of transferring this to a 0% cc and paying it off faster…
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Hsbc Cc-5.9%
HI, i recieved a letter from HSBC, i cana have my balance transfer at 5.9% for 6 months. and their is 2% as balance transfer fee. first i thought it was a good deal, and thought i will transfer my balance to it. but when i thought again i will be charged 5.9+4%=9.9%. so i will be paying 9.9% . So this is the catch? or am i…
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VA Amex - Need Help with my sums!
We JUST received our new White Amex cards tonight. We didnt even consider the black card but now Im not too sure. We had the Virgin Mastercard (because airmiles are of utmost importance to us, me being American). We converted to the Amex because the mastercard will no longer provide miles for spending. Here's the lowdown:…
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Credit Limit Reduced!
Hiya everyone. I have a Cahoot Flexible Loan Limit of 20K, I just use it once in a while and my balance for the past 3 months is 5K. I have not missed any payments. I received an email today saying that my credit limit has been decreased to 5,100 effective July 26. My question is, could I drawdown the 14K to pay-off my…
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lloyds offered me 1.9% for 12 months
just called lloyds to cancel my platinum card and was offered another years balance of 1.9% for 12 months, with no balance transfer fee. sounds like a good deal to me. may be worth while for anybody in a similar situation and current card balance is due to end. apparently this offer is available until 28/7/06.
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Mint Card Changes
I received my statement today, there was a leaflet inside detailing a few chages to the Card Agreement. Main change to affect stoozers is re the cheques I read that as I can send a cheque into Mint when my next o% period starts next January as long as it is dated 30th Sept 2006 or before. Presumably this change will be…
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Using CC Balance Tranfer for Consumer Protection
I have bought something on Ebay that allows bank transfer or cheque payment but not Paypal. If I use credit card bill payment (balance transfer) or a credit card cheque will I get the same consumer protection that I would have had if I had been able to pay by credit card? The sum involved is over £100.
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Refused credit cards after always having a good credit rating
I have for the last 5 or 6 years transferred credit card debt between cards to take advantage of there 0% offers but now i have been turned down for a number of card applications in a row. I realise what must of happened is that I got turned down for one and then all the others following that must have seen that as a bad…
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what is stoozing
sorry to sund stupid, but ive no idea what it means....thanks
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Virgin Atlantic AmEx cards (MBNA)
Has anyone seen the Virgin Atlantic cards from MBNA - they are both AmEx cards and are quite similar to the BA Amex cards, only the offers look better. The most appealing seems to be the Black card, which has a cheeky £115 annual fee. It offers free class upgrades on Virgin flights and free companion tickets, just like the…
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Do bank have rights to demand money once the account is closed with balance settled?
Hi I am in a strange situation require your some advice. I had a credit card on which I took some balance transfer (around £1000) couple of years back. Due to some internal problems the issuing bank petrformed the balance transfer, but failed to charge the same on my account. Hence the balance showing on my statement was…
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How Do I get money off card
I am £125 in credit on a halifax credit card due to a payment made back to the card. What is the best way to get this money off the card without being charged for doing it.Sorry if this is a silly question but I am new to all this. :beer:
