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egg credit card "Payment Break" offer

I got an email from egg this morning offering me a one month payment holiday:
If you could do with a little rest from making your
Egg Card repayments, we're offering you the chance
to skip your next Egg Card payment.

Not a bean...
We won't charge you a fee for missing the payment,
but you'll still pay interest at your usual rate,
where appropriate, as if a payment was due during
your payment holiday. Any interest charged will be
added to your balance. Please take a look below
for conditions.

You've got five days to do it
This offer's only open for the next five days so,
if you do fancy a rest to give yourself some
breathing space,don't hang about.
This is aparantly "selected customers only"

Anyone else seen this?

I'm started my annual 0% offer in June, so I'm not paying any interest at the moment.

Comments

  • samat2001
    samat2001 Posts: 31 Forumite
    Probably genuine. The company I work for offer payment holidays too (ie: don't pay for amonth) but you still get charged interest. If you're on interest free, I'd assume you wouldn't get charged anything.
  • Arch-Angel
    Arch-Angel Posts: 184 Forumite
    Egg do offer payment breaks on their loans (up to 3 months in a 12 month period) so seems a logical extension of this. However, unless you're on a 0% offer, or have a higher interest CC debt to pay (higher than 15.9%) I wouldn't have thought it was worth the effort.
    Never attach your ego to your position....
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