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Credit cards

Archives for June 2006

Egg Card Application Problem
Hi, Im trying to apply for an Egg card however once ive entered in my name and DOB i get this error: "It doesn't look like you've got online security set up. But don't worry, just give us a call on 08451 233 233 and we'll set it up for you immediately. You can then go on to complete your application." Ive tried this on my…
Paying The Price for Chip & PIN
Sky News investigation has revealed that Chip & PIN may merely have helped shift the financial liability for fraud onto the cardholder. Video: http://www.sky.com/skynews/video/videoplayer/0,,30100-chip_p16153,00.html Get yourself a Chip & Signature card and continue to sign. No PIN = No laibility! This is what CAHOOT say…
Is this right?
I received last months Barclaycard Statement and from it i have transferred the amount over to the capitol one credit card at 0% till Sept 07. All Good. Well today i received a statement from Barclays and i presumed this would now show as a nil balance. Well when i opened it there was an interest payment which was for…
Additional cardholder under 18
My son is travelling to Hong Kong in the summer and I would like to put him on one of my credit cards as an additional cardholder. However, he is only 17 and all my current credit cards do not allow me to do this. Does anybody know of a credit card provider that allows additional cardholders to be under the age of 18?
postoffice credir card ?
which company does they use for credit reference check ?
Let companies know change of status?
Hi All, I have recently started a full time graduate job, after being a student for the past 4 years. I currently hold an Egg card and an MBNA card. Do I need to contact them to let them know my change of circumstances or will they automatically be notified/check. Also as my salary has increased are they likely to take…
Cannot get a credit card
Hiya New here!! We have been trying to get a credit card for a while now. My husband is in permanent employment, he works for the prison service, we privately rent, he doesn't earn a great amount but it is average, we have a loan that we have not defaulted on in a year, we have paid all our bills for over 4 years by direct…
Guide Dogs Credit Card
I sent the signed Agreement back for the Guide Dogs Card Last week. How long does it take for the new card to come through.
Barclay Card Charging £20 For 33p Over Limit
HELP! Is there any way i can stop Barclay card charging me £20 for going over my limit by 33p. i think that it is sow wring that they can get away with this over charging i know i shouldnt have gone over, i can understand if it was £100 but its 33p for gods sake!!!!
Post Office Card - Processing.....How long does it take>>!>>!
Applying for a Post Office card as I write and after pressing submit, it has been saying 'processing.....' for about the last 20 minutes. Its not frozen as it is going ., then .., then ... if you see what I mean. Is this normal???
Unauthorised credit check - legal position?
A well known company declined me for a card. I emailed to ask how I could go about appealing and the customer service recipient instead did a new application. According to experian, my credit file is private and lenders only have access with specific authorisation from me. AFAIK, you have to advise the person they are…
NSPCC cards now BT fee
Just received a letter this morning from Bank of Scotland re my NSPCC mastercard.I guess this will apply to all the charity credit cards ? THey have now amended the t&t to a 3% charge on BT.This is not back datable but will apply to any future BT's.
Barclaycard Scam
Today i finally received the T and C's from Barclaycard and having read them i am so annoyed as they have lied to me time after time over many years. Barclaycard have stated to me on the telephone on several occasions that when they charge interest on their customers accounts if the applied interest brings the account in…
Should I pay off my 0% interest visa?
Hi, the interest free term on my visa is due to expire, should I pay off my remaining balance (£1,500) with my savings? I have had about 8 different cards and I'm now finding it hard to find another free BT card to switch to?
Cashback Credit card or Bank interest?
Hi, I want to buy a £1000 engagement ring, I have the savings. Do I use my savings which are in the recently posted LLoyds 4% current account, and transferring into their 8% savings account at £250per month, or get a cahsback credit card which the most I can get back is £13 (Morgan Stanley)? Paul
Egg Money Card
Egg Money card i was Just wondering if anybody uses there on line service which give you access to any other accounts you may have with other organisations Ie: one password gains access to all your accounts just how secure is it? i would be interested to here from anybody who uses this service.
Help with MBNA cr. card
Hi everyone, I want to apply for MBNA credit card (because of my business I'm starting) and do transfer from another cr. card. But I don't want to pay transfer fee. Could I do it the way that I apply and a few days later I ask for money transfer? Please help, I don't want to pay more money. taj:confused:
0% lowest minimum payments
i am really poor at the moment. i need to be paying a lot less than the usual 2% minimum payment. do any of the %0 balance transfer (no fees, preferably!) or low rate cards offer this??? any advice would be much appreciated. Thanks.
Credit Check Problems - Help!!
Recently i've been declined for credit, so have just checked my credit report and am shocked by what i've seen. next didn't deliver the items i requested back in february, and are still investigating-so put a stop to stmts being sent to me, as i didn't owe them anything. however i rec'd a stmt last month requesting pymt…
Bank Of Scotland balance transfer
Tried to transfer a balance from Lloyds TSB to Bank Of Scotland on line but failed. Stated BoS does not accept transfers from Lloyds??????

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
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Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
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Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
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Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
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Base rate held at 4.25% – here's what it means and when it might be cut next
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Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
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Credit cards

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