We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Barclaycard Scam

Options
COS
COS Posts: 550 Forumite
Part of the Furniture Photogenic Combo Breaker
Today i finally received the T and C's from Barclaycard and having read them i am so annoyed as they have lied to me time after time over many years.

Barclaycard have stated to me on the telephone on several occasions that when they charge interest on their customers accounts if the applied interest brings the account in to the red you will then be charged a further £20.00, however their T and C's don't state this.

They refuse to reimburse the charges they have applied also they refuse to look at the past errors on the account relating to such practice.

I am told today by Barclaycard staff that all Credit Card companies do this, is this true?
Rememember. Everyone seems normal until you get to know them.
Never pass up an opportunity to go to the bathroom.
If you woke up breathing, congratulations! You get another chance. And finally, be really nice to your family and friends; you never know
when, You might need them to empty your bedpan.

Comments

  • xmaslolly76
    xmaslolly76 Posts: 3,974 Forumite
    I have for many years held a very usefull leaflet which they do not print anymore as i think it cost them a lot of money which states that if it is there charges that have sent you into the red they will not charge you again thus ending the great big circle that we all end up going in when we get unexpected charges i have not banked with barclays for a good many years as i found them to be completly incompetant . But i would stick to your guns and if i can find the leaflet i will scan it and sent it to you :-)
    :jFriends are like fabric you can never have enough:j
  • COS
    COS Posts: 550 Forumite
    Part of the Furniture Photogenic Combo Breaker
    I have for many years held a very usefull leaflet which they do not print anymore as i think it cost them a lot of money which states that if it is there charges that have sent you into the red they will not charge you again thus ending the great big circle that we all end up going in when we get unexpected charges i have not banked with barclays for a good many years as i found them to be completly incompetant . But i would stick to your guns and if i can find the leaflet i will scan it and sent it to you :-)

    I can't wait for you to find it and thankyou for your reply.

    :beer:
    Rememember. Everyone seems normal until you get to know them.
    Never pass up an opportunity to go to the bathroom.
    If you woke up breathing, congratulations! You get another chance. And finally, be really nice to your family and friends; you never know
    when, You might need them to empty your bedpan.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.9K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.9K Work, Benefits & Business
  • 598.8K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.