Help with MBNA cr. card

tomandjerry

Hi everyone,

I want to apply for MBNA credit card (because of my business I'm starting) and do transfer from another cr. card. But I don't want to pay transfer fee. Could I do it the way that I apply and a few days later I ask for money transfer?
Please help, I don't want to pay more money.
taj

M_Thomson

tomandjerry wrote:

Hi everyone,

I want to apply for MBNA credit card (because of my business I'm starting) and do transfer from another cr. card. But I don't want to pay transfer fee. Could I do it the way that I apply and a few days later I ask for money transfer?
Please help, I don't want to pay more money.
taj

I am not sure exactly what you are asking, as it is not very clear. If you are asking wether you can do a money transfer to your curret account free of charge, then no. The fee is 3% uncapped for new MBNA customers.

tomandjerry

M_Thomson wrote:

I am not sure exactly what you are asking, as it is not very clear. If you are asking wether you can do a money transfer to your curret account free of charge, then no. The fee is 3% uncapped for new MBNA customers.

I'm not a MBNA customer just yet. When I had a look at shuffling with c.c. there was a suggestion to apply for a c.c. and apply for money transfer without paying a fransfer fee. I'm not sure if it does apply to MBNa c.c.
taj

M_Thomson

tomandjerry wrote:

I'm not a MBNA customer just yet. When I had a look at shuffling with c.c. there was a suggestion to apply for a c.c. and apply for money transfer without paying a fransfer fee. I'm not sure if it does apply to MBNa c.c.
taj

I know you don't have an MBNA card If you read my post above, I said that there is a 3% fee for money transfers when you are a new MBNA customer.

Saucepot

Last couple of times I transfered a debt I was told that the transfer fee didn't apply if you applied for the transfer at the time you applied for the card. One of those was Virgin, an MBNA card. My balance was tranfered without fee and I got 9 months at 0%. They were nice to deal with and I thought the customer service was good. Not sure of current offer.

Debras_Angel

We received a MBNA card that we hadn't applied for and my OH phoned up to say cancel the card. On discussion we ended up moving a balance from our mint card as he offered us 9 months interest free and waived the fee as well without us asking for it.

I was concerned that we would be charged the fee but he gave us his details and extension number, but we had no problems with any fees or the transfer.

As saucepot says the customer service was excellent. I would give them a call and see how you go.

Debs

wolvesinwales

I have just received a new offer from MBNA on my existing account - 0% until December 2006.
There is a 3% fee but this is capped at £75. I have an AOL linked card so get AOL reward points which will equate to at least 4 months free broadband subscription saving at least £72 if i take a transfer of £11,000. So basically the transfer will be free.
For a change i will use half the money in premium bonds and the rest as normal i will do an overpayment on my flexible mortgage.