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How long to sign credit agreement?
I'm currently over in the USA working for a few months, but will be returning to the UK in just under three week's time. I tried my hand at stoozing with Virgin earlier in the year and that deal will be running out in April, so I'd like to get the ball rolling with an application for a replacement 0% offer. Would be good…
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0% Credit card- first post, please be gentle!
This is my first post, and I'm probably asking stupid questions, but: I need to buy about £250 worth of things for a business venture, but don't have it at the moment- I need to speculate first. I'd like to take out a 0% card (ideally the sky one) however I just wanted to double check I hadn't misunderstood- is it really a…
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Wanadoo Marbles Credit Card
I have recently applied for an marbles card with 0% for 6 Months and would like to know what kind of limit would one get or how to negotiate for higher limit. Still waiting for the aggreement form to be sent or Any experiecnce with this lender will do
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MBNA / Virgin
Two questions: The terms on virgin and mbna look identical - are they the same ? Most posts seem to talk about virgin rather than mbna - wondered if the virgin version had any advantages. When applying online, do you get approved there and then or have to wait? My approval to egg was immediate and think that's a lot better…
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Credit card Booking fees
Avoiding Paying Credit Card Booking Fees - This is my first thread so hope im doing it right!! Not sure if this belongs here or Holidays so i'll stick it in both!! Im sure i'm not alone - but I REALLY object to paying the 2% credit card handling fee when booking holidays - I usually try and get away with it by insisting…
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Barclaycard Platinum - Existing Customer B.Transfer Offer..
I have just had a mail shot from BC (my current balance is £0) that if I do a balance transfer before the beginning of March 06 I can have 3.9% interest until August 2007. It does not state that there is a transfer fee. Does anyone know if there is any catch with this offer (apart from don't spend on the card). The letter…
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Credit Limits
As a matter of interest sorry about the pun does anyone know when/if Virgin or Citi Bank review customers credit limits is it done automatically, or has a request have to be made after a period of time. By the By my neighbour has just told me he rang up this morning for an application for a Monument card to be told that…
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Advice Needed - Transfer Loan to Balance Transfer for Life??
I have just taken out a loan with egg for £7500. After reading Martin's new book it got me thinking that maybe I should have borrowed this money using a balance transfer for life card. I will continue to pay the same amount which I would be paying each month for my egg loan. The best balance transfer for life card I can…
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CRA's
Some info needed please. I have recently had an application for a Halifax cc turned down, also lost the appeal. In the last 3 months I applied for both a Citi card and a Virgin card both applications accepted and im very happy with them. What I do not understand is ONLY the Virgin card application was searched on my credit…
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Cancelled ppp reappeared help needed please.
My hubbie cancelled the ppi on his morganstanleycard in sept 04.This year it reappeared in may-jan.Reason we didnt realise was the statements weren't checked til Jan due to a terrible year (illness and deaths in the family + 2 disabled kids ) We just presumed the ppi wasn't on there and just left the dd going…
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best card to BT from a bank loan?
I want to get a new 0% credit card to help my daughter out. She has 2 bank loans at high interest rates. I am hoping that I can get a card that will allow BTs from the bank loan so that she can pay it off over the 0%period. I've got an egg card...agreed last night on the internet....I was intending to stooze on it but ,…
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Egg 'Anniversary Offer' balance transfer fee
I have just logged into my Egg account and got a splash screen telling me I now qualify for the 0% balance transfer 'anniversary offer', however it clearly stated there would be a fee on each transfer of 2%. Noooooooooooo! I have been waiting for this and they confirmed to me a while back there was no fee. Has anyone else…
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American Express nectar card
Have looked for a thread on this but can't find one so hope I'm not repeating anything. Has anybody looked at the new American E Nectar card? When used with your nectar loyalty card you get 4 points on every pound spent. As I do most my shopping at Sainsbury's I thought this seemed quite good. Any thoughts?
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0% for 3 months, is it worth it ?
I often get offers from credit cards of 0% for three or four months by using a credit card cheque, MONUMENT often do this, but others do too. The problem is that most charge a fee of up 2.5% when you take up the offer ! Well doesn`t this make the whole idea a waste of time ? I mean a one time fee of 2.5% over a 3 month…
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Egg Money balance not available
Is anyone else having problems viewing the details of their Egg Money account? I've been trying all morning and can only get the summary value that appears on the list of accounts. When I try to get details of transactions it says my account details are currently unavailable and I just wondered if I'm the only one. I was…
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Tranferring a Partial Balance
DH has just recieved his new Marbles 0% card and because the idiot went on a blowout just before christmas and went over his limit on one card and got charged for it his total balances for his 2 cards are just slightly over the credit limit for the new Marbles card. One of the cards is the Citi card at an astromical…
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Increasing Co-op Travelcard Limit!
Hi i was wondering if anyone can help me: Basically I have applied for a co-op travel card as I want to do a BT from my M&S Card for £1000. They have replied saying that I can have £500 but if I want £1000 I need to send my &more statement and 3 previous current account statements. Sending my &more statement is fine but…
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APR and monthly interest on Credit Cards
Could someone please describe the difference between APR and monthly interest on Credit Cards. I know that this is a stupid question but each time I think I understand something makes me question my understanding!!!! Thanks
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New Post Office Card
You can use it like a Credit Card or as a Personal Loan. Any thoughts on this card? Post Office Card - Click Here
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Cancelled PPI - Application Refused
A question. Have you ever heard or received any OFFICIAL indication that opting out for PPI when applying for a card affects lender’s decision? I have an interesting situation now when a friend of a friend of mine was refused Co-op cc only because she opted for PPI during her online application and then refused to sigh for…
