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Credit cards

Archives for December 2005

credit card advice?
Does anybody know if it is possible to transfer a balance from an American credit card onto an english one and if so which credit card or cards allow this? Cheers and happy new year :beer:
Need : General advice closing cards / keeping open
Morning all, Im new to the site after reading the money diet and im changing my finances a bit, Firstly I have applied for a egg money card to most likely replace other credit cards i have and for everyday spending. At present i have the following EGG Credit card £0:00 limit £6000 Egg Money card £0:00 limit £2500…
Good rate on BT's *and* permanent low interest - which card?
Hi folks. It's definitely time I changed my credit card, as I'm currently paying a whopping 14.9% interest on my HSBC card which I've had for years. Next month I'll have approximately £2000 outstanding, which I'd like to transfer to a new card - but I also want the new card to totally replace my old HSBC one, so it needs…
My Credit Card was Scammed on-line !!
I have used my Credit Card on-line for over 4 years with no problems untill yesterday when I received two pairs of trainers through the post from a company called Cloggs. The trainers were awfull and a size 10, the largest shoe size in our house is size 8. I had never heard of Cloggs and immediately rang the company for an…
Paying Tesco Credit Card Payment in Cash
i am in the process of applying for a Tesco credit card as that seems the best cashback method as i shop at Tescos, so will benefit from the extra points by putting purchases on the CC. Do Tescos send monthly your CC statement even if i ask for them to pay off the full amount direct debit. As i get paid some money in cash…
Nationwide credit card
I understand you can claim an extra free warranty for electrical goods if you use your nw credit card. Has anybody done this before, and do electrical goods include computer and MP3 player. Thanks
credit card help needed
hi im after a credit card mainly for buying of the net and booking tickets i was refused a credit card 8 months ago when i got a camera from pc world on intrest free credit and they asked if i would like to apply for the card they were promoting at the time i have just done a credit score at Zopa which was 422 and can lend…
0% till Oct or 6.9% LOB existing Barclaycard users.
Received this am, NOT as good past offers, ends 1st Feb. Two cheques, one for each offer. 1st downer, £2K max on 0% for 9 months. 2.5% fee uncapped? 6.9% does not specify a limit up front, but on back states £5K limit., same 2.5% fee. You can call 0870 150 4669 and actually states 7.5p per min on BT lines, so Saynoto has…
Best card for easy cash advance
Hi, I've read most of the articles and the info on selecting a new card for 0% is great. Can anyone point me towards info on the best card to get to obtain cash advances easily, to build initial balance without purchases (no weekly limits etc like barclaycard)? Thanks ;)
Want to do a BT but no one will give me a card!
From reading these forums, the common advice is if you have a credit card balance which you are paying APR on, you should do a balance transfer to a 0% card to pay off the debt. This stops the interest accruing. I have read Martin's tips on credit cards and I intend (and can make the monthly repayments in order to do so)…
Freezing Interest/lower Payments
I'm really struggling to pay the minimum repayments on my cards. I know that there are agencies that I can approach to help me, but I'm wondering whether it's worth 'going it alone' and approaching the companies directly. Has anyone any experience of having done so??
6.9% L.O.B. comparable to a loan of 6.9%?
Rang up yesterday to cancel my Mint card in the hope that I'd get offered a new 0% BT deal or a good Life of Balance deal. I got offered 6.9% L.O.B. It got me thinking - Is a credit card's 6.9% APR for the life of the balance equivalent to a bank loan's 6.9% APR? Thanks, Flashfly.
Shuffling MBNA credit limits on two cards
I have two MBNA cards in my deck that, as of this morning, are both clear and in the green by a few pennies. One card is an Abbey card and the other is a SBK Superbike card (standard Mastercard with gimmicky design.) The Abbey Card has a limit of nearly twice the SBK card. I have recently received ‘give us a call about…
Staff at Tesco's cut up my Credit Card
Went to pay for an item at Tesco, there was a problem putting the transaction through the till using my Credit Card, staff phoned their credit card checking agency and then was told to cut up my card in front of me. Which they proceded to do. Does anyone know the checking agency Tesco uses, as I had lost total control of…
HSBC 0% balance transfer - pathetic credit limit offered
Just got a letter from them asking us to ring them re our application, we wanted to transfer 2 cards with a total of £8,500 on them and they wanted to give us a credit limit of £500!!!! When asked to explain they said that they give you a low limit if you have either moved house - which we have a year ago or have balance…
Virgin Nectar card
Hi. Did I read Virgin Nectar card T & C correctly - is there effectively a charge of £101 spread over the first 12 months calculated as interest on £1500 credit (whether you want it or not)? :rudolf:
Help On drawing cash from Credit Cards
Hi Everyone, Need some quick advice. I am trying to pay of a credit card by drawing money of another credit card. I know balance transfers would be easier but it not working. To cut a long story short. What is the best card to draw money of? And if I get a 0% on purchases will i still get charged for it. Please Help Dave
Credit Card 0% Overseas Spending - any other offers?
I applied for a Nationwide CC online a couple of months ago, purely for the overseas spending offer. I really need/want a card with 0% as I frequently travel abroad for work - Europe, Asia & America - and want a good deal on my personal spending. I was refused for the card (I can't think of any good reason why this…
Contacting SKYcard
I have a SKY credit card for its interest free balance transfer & everyday transactions. From it I get SKYpoints which can be be converted into benefits in Sky (films etc). I'm being stubborn in not using their 0870 number (like every good MSE addict!) to convert them but every time I go to https://www.skycard.com (as…
credit card advice needed please for newbie
Hello all, I'm quite proud to say that I've never owned a credit card BUT I am now going to New York next August and think it is a good idea to put everything on a credit card. Can anybody provide any advice on which ones are the best to use abroad - (Nationwide?) Also when would be the best time for me to apply and would…

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Credit cards

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