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Freezing Interest/lower Payments

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BRIGHTHOPE Posts: 41 Forumite

30 December 2005 at 6:07PM in Credit cards

I'm really struggling to pay the minimum repayments on my cards. I know that there are agencies that I can approach to help me, but I'm wondering whether it's worth 'going it alone' and approaching the companies directly. Has anyone any experience of having done so??

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