We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
credit card help needed
barbelr
Posts: 1 Newbie
in Credit cards
hi im after a credit card mainly for buying of the net and booking tickets
i was refused a credit card 8 months ago when i got a camera from pc world on intrest free credit and they asked if i would like to apply for the card they were promoting at the time
i have just done a credit score at Zopa which was 422 and can lend in category A&B borrow in category B
would i be accepted for a card with this score i earn around 20K per year i dont have a mortgage and have no debts
thank you :rudolf:
i was refused a credit card 8 months ago when i got a camera from pc world on intrest free credit and they asked if i would like to apply for the card they were promoting at the time
i have just done a credit score at Zopa which was 422 and can lend in category A&B borrow in category B
would i be accepted for a card with this score i earn around 20K per year i dont have a mortgage and have no debts
thank you :rudolf:
0
Comments
-
Hi barbelr, do you know why you was refused credit?
I would recommend that you pay the £2 and send off for a copy of your credit reference file to both Experian and Equifax.
Once you have the reports, analyse them very carefully to make sure that all your information is correct.[FONT=Verdana, Arial, Helvetica, sans-serif][FONT=Verdana, Arial, Helvetica, sans-serif]Start B[FONT=Verdana, Arial, Helvetica, sans-serif]alance[/FONT]: [FONT=Verdana, Arial, Helvetica, sans-serif]£19[FONT=Verdana, Arial, Helvetica, sans-serif]4,162.57[/FONT] [/FONT][/FONT][/FONT]
[FONT=Verdana, Arial, Helvetica, sans-serif][FONT=Verdana, Arial, Helvetica, sans-serif][FONT=Verdana, Arial, Helvetica, sans-serif][FONT=Verdana, Arial, Helvetica, sans-serif][FONT=Verdana, Arial, Helvetica, sans-serif] * New Monthly Target since May: [FONT=Verdana, Arial, Helvetica, sans-serif]£2,906.29[/FONT][/FONT][/FONT][/FONT][/FONT][/FONT]
[FONT=Verdana, Arial, Helvetica, sans-serif][FONT=Verdana, Arial, Helvetica, sans-serif][FONT=Verdana, Arial, Helvetica, sans-serif][FONT=Verdana, Arial, Helvetica, sans-serif][FONT=Verdana, Arial, Helvetica, sans-serif]Current Balance: [/FONT][/FONT][/FONT][/FONT][/FONT][FONT=Verdana, Arial, Helvetica, sans-serif][FONT=Verdana, Arial, Helvetica, sans-serif][FONT=Verdana, Arial, Helvetica, sans-serif][FONT=Verdana, Arial, Helvetica, sans-serif][FONT=Verdana, Arial, Helvetica, sans-serif]£188,511.89[/FONT][/FONT][/FONT][/FONT][/FONT]0 -
... and hence no credit history. You can always start with one of the cards for 'beginners': credit card for no credit history ......i dont have a mortgage and have no debts0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.5K Banking & Borrowing
- 254.1K Reduce Debt & Boost Income
- 455K Spending & Discounts
- 246.6K Work, Benefits & Business
- 602.9K Mortgages, Homes & Bills
- 178.1K Life & Family
- 260.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards