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credit card help needed
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barbelr
Posts: 1 Newbie
in Credit cards
hi im after a credit card mainly for buying of the net and booking tickets
i was refused a credit card 8 months ago when i got a camera from pc world on intrest free credit and they asked if i would like to apply for the card they were promoting at the time
i have just done a credit score at Zopa which was 422 and can lend in category A&B borrow in category B
would i be accepted for a card with this score i earn around 20K per year i dont have a mortgage and have no debts
thank you :rudolf:
i was refused a credit card 8 months ago when i got a camera from pc world on intrest free credit and they asked if i would like to apply for the card they were promoting at the time
i have just done a credit score at Zopa which was 422 and can lend in category A&B borrow in category B
would i be accepted for a card with this score i earn around 20K per year i dont have a mortgage and have no debts
thank you :rudolf:
0
Comments
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Hi barbelr, do you know why you was refused credit?
I would recommend that you pay the £2 and send off for a copy of your credit reference file to both Experian and Equifax.
Once you have the reports, analyse them very carefully to make sure that all your information is correct.[FONT=Verdana, Arial, Helvetica, sans-serif][FONT=Verdana, Arial, Helvetica, sans-serif]Start B[FONT=Verdana, Arial, Helvetica, sans-serif]alance[/FONT]: [FONT=Verdana, Arial, Helvetica, sans-serif]£19[FONT=Verdana, Arial, Helvetica, sans-serif]4,162.57[/FONT] [/FONT][/FONT][/FONT]
[FONT=Verdana, Arial, Helvetica, sans-serif][FONT=Verdana, Arial, Helvetica, sans-serif][FONT=Verdana, Arial, Helvetica, sans-serif][FONT=Verdana, Arial, Helvetica, sans-serif][FONT=Verdana, Arial, Helvetica, sans-serif] * New Monthly Target since May: [FONT=Verdana, Arial, Helvetica, sans-serif]£2,906.29[/FONT][/FONT][/FONT][/FONT][/FONT][/FONT]
[FONT=Verdana, Arial, Helvetica, sans-serif][FONT=Verdana, Arial, Helvetica, sans-serif][FONT=Verdana, Arial, Helvetica, sans-serif][FONT=Verdana, Arial, Helvetica, sans-serif][FONT=Verdana, Arial, Helvetica, sans-serif]Current Balance: [/FONT][/FONT][/FONT][/FONT][/FONT][FONT=Verdana, Arial, Helvetica, sans-serif][FONT=Verdana, Arial, Helvetica, sans-serif][FONT=Verdana, Arial, Helvetica, sans-serif][FONT=Verdana, Arial, Helvetica, sans-serif][FONT=Verdana, Arial, Helvetica, sans-serif]£188,511.89[/FONT][/FONT][/FONT][/FONT][/FONT]0 -
... and hence no credit history. You can always start with one of the cards for 'beginners': credit card for no credit history ......i dont have a mortgage and have no debts0
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