credit card for no credit history

satinder wrote:

hi everyone!

i'm trying to get a credit card with 0%apr on balance transfers, but am getting turned down because i have got no credit history.

i've never had a credit card or store card etc, i haven't got any bad history,just no credit history.

what should i do,as no one is giving me a chance

Start by reading Martin's credit rating article (including all linked articles within) here...

http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?newsid1101485056,23650,

Are you...

- on the electoral roll?
- a home owner?
- in full time employment?

...as all help towards your overall credit "score".

Search the chat forums for threads on "Vanquis", "Capital One credit-builder", and other "sub-prime" card providers. You may have to either leave a deposit with them or agree to around 29% APR rates - although this shouldn't matter if you spend wisely and pay off in full each month. Run one of these cards for 6 months or so and you should have established yourself some sort of "credit history", allowing you to apply for the better cards.