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MorganStanley Platinum card - how many?
Got a weird kind of problem with Morgan Stanley. I've had their card for a few weeks now. It's working fine and my first bill just got sent through. However, they just sent me another card with my name on it. It doesn't say if it's a replacement or not, just to call and register it and welcome to Morgan Stanley cards, blah…
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second named credit cardholder
I am named as a "2nd cardholder" on my husbands Tesco credit card. The statement is addressed to him solely. Can anyone tell me please that if he was to run up a large debt on this credit card, would I be legally liable to pay the debt if he didn't? I would appreciate any help on this.
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Free Credit Score
Just registered with zopa.com to receive my FREE credit score (from experian), it rated me at 502, does anyone know what this rating means ?
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When to Balance Transfer - Advice Please
Hi, I have recently closed my Halifax One and Barclaycard CC and BT everything to EGG on my 0% anniversary offer. This expires on 1 Nov 05. I was planning to apply for a 0% BT card in time to transfer the balance from EGG to the new card, and working on the advised 6 - 8 week rule, this means I need to apply for a new card…
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Credit Expert question
Hi everytime I check my experian credit file with credit expert it shows as a search on my file , I usually do this monthly does this effect your credit score and affect your ability to get credit just wondered if c/card companies may wonder why you check your file so often
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modu
Hi there! all you good MSE's Iam new to stoozing ! I have a couple of Q's I was recently approved for a 12K Loan. I already have 2C.C's with a combined limit of £3K Today I applied online for a virgin C.C I would like to apply for 1 more card as a mule ? Is it safe/sensible to do it this way? I am very protective of my…
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credit card refund at sainsburys
I returned an item at sainsburys the other day that was purchased on on my credit card. However, i was not issued a credit card return receipt, which i thought was unusual. The lady just hand mrked my orignial till receipt, but i said this was not acceptable, as i had no proof of refund when i check my credit card bills…
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Skycard trying it on ?
Just received my 2nd statement from skycard and there's an entry for Payment Break Plan of £1.53. There wasn't on my 1st statement, though that wasn't for a full month as I'd just taken out the card. Does anyone know what this is for, or been charged it ? I'll phone them tomorrow anyway but wondered if anyone else had come…
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Credit scoring
I've heard a lot of complaints about companies being secretive about their credit scoring practices. So, how about this for an idea..? There starts a new section of the site where, when applying for a credit card, moneysavers are encouraged to fill in the details their income, other borrowings, other applications made etc.…
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Cancelled Barclaycard
Well, I have just cancelled my Barclaycard over the phone. My 0% deal ended at the start of August. The balance went onto my new RBS card earlier this week, and I have just checked online to check my old balance was zero. After spending almost ten minutes on hold, I got through to an adviser and told her I'd like to cancel…
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Lloyds TSB tried to alter my 12 months 0% to 6 months
I took out a Lloyds TSB card with 12 months 0% on Balance Transfer back in Feb 2005. They recently wrote to me to say it will soon finish !!!! I checked my T&C and it stated 12 months NOT 6 :mad: So I phoned them and they had me fax my T&C to them as if they didn't believe me. I have now been extended 9 months at 0% taking…
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Nat West a Closet SBT card
Just read this on the Nat West site 'Money transfers by phone Transfer money from your credit card to any UK bank account over the phone. The minimum is £250, and you don’t pay a fee – just your usual rate for purchases from the date of the transfer' As purchases are at 0% for 9 months surely this makes the card an SBT…
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lloyds platinum 9months 0% for BT
as posted on lloydstsb, they ve extended 0% offeres from 6 to 9 months apparently, can any1 confirm??
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Payment Protection - can I get out of it?
I hope I am asking the right board here! I am trying to get control of my debts and ask this question - can I cancel my Payment Protection on an Egg Card? Also - and this isn't about credit crads but store cards - can account cover be cancelled on Laura Ashley and Principles cards? Please advise if you can - I am desperate…
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To keep or not to keep
Over the years i have been taking advantage of 0% transfer offers etc. Now i must have at least 8 credit cards which are not used. Should i close them down or keep it just in case. Have just recently lost my job and thought i will just keep them just in case because it will be hard to get a new one if i am still…
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Best way to borrow c. £6000
I haven't looked up credit card news or threads in a while so am a bit rusty and unsure as to the best way for me to raise about 6 grand. I have the following cards: Barclaycard @ 5.9% for life with a limit of £6,250 and a balance of £2,100 Egg card @ 0% starting this month (anniversary) for the next 5 months, zero balance…
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&more card
for the past 9 months, i have been paying a minimum payment of £5 on a £3,000 mbna credit card. the interest free payment came to an end, so i transfered this balance to the &more card, interest free for 6 months. i just got my first statement through and the minimum payment is now £85 pounds! what's that about?!
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Amex BT 5.9% for life
May be of use to some, similar to cheap loan, but has avantage of reducing payments, if just used for a one off loan. Mailshot select promo, but maybe blagging an option? NOT SBT ends 01/09/05, up to 3 cards can be BT'd
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who gives the most number of days credit
I have a nationwide credit card which used to give 59 days credit .This has been reduced to 42 ( I think ) . I clear my card every month but would like a card that gives me more time to pay .Anyone know of any better offers .
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Mint REMOVAL of Cashback
Just to let other Mint Card users know, From August you won't be getting any cashback. :( Time to switch and ditch, only thing is switch to which? Any ideas?
