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Free Credit Score

thaylock
thaylock Posts: 234 Forumite
in Credit cards
Just registered with zopa.com to receive my FREE credit score (from experian), it rated me at 502, does anyone know what this rating means ?

Comments

  • Clariman
    Clariman Posts: 1,484 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    thaylock wrote:
    Just registered with zopa.com to receive my FREE credit score (from experian), it rated me at 502, does anyone know what this rating means ?

    Experian's credit scores are on a range of 0 to 1000. I think they would probably described 502 as 'fair' - not good, not great, not dreadfull. OK-ish.

    Clariman
    Author of the first Stoozing FAQ on the Internet and Creator of the SOA & Snowball calculators at Lemonfool.co.uk
  • CTT_2
    CTT_2 Posts: 403 Forumite
    You have your credit agencies mixed up. They use Equifax and 502 is not very good.
  • mercman_3
    mercman_3 Posts: 428 Forumite
    where is the link for the credit score?

    regards


    Pete
  • michaels
    michaels Posts: 29,448 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Zopa put anyone over 475 into their 'A' good credit rating category!
    I think....
  • mercman_3
    mercman_3 Posts: 428 Forumite
    am i just being stupid? where do you find the section to obtain your credit score?

    Been to the site, but all i can see is application links for credit?

    Regards

    Pete
  • thaylock
    thaylock Posts: 234 Forumite
    Zopa also put be into their 'A' good rating category. So is 502 good or bad, I don't have any debt on cards or loans.

    mercman - you have to register, but you don't have to do anything with your registration.
  • tinalives
    tinalives Posts: 903 Forumite
    Part of the Furniture Combo Breaker
    I got a rating of 530 on Zopa, which is apparently good, however I believe that Zopa don't rate you in the same way as a bank, cc company would.

    That's my understanding of it.
  • kaznelson
    kaznelson Posts: 463 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    anyone got the link for the free credit score?

    Do they do a credit check and would this show on your history?
  • Fedz
    Fedz Posts: 1,096 Forumite
    Go HERE and during signup it'll ask if you want your credit rating (free).

    Hope this helps
    Proudly Banking & Saving With:
    █ The Co-operative Bank.
    █ Castle & Minster Credit Union.
    █ Yorkshire Building Society.
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