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Credit Expert question

Hi

everytime I check my experian credit file with credit expert it shows as a search on my file , I usually do this monthly

does this effect your credit score and affect your ability to get credit

just wondered if c/card companies may wonder why you check your file so often
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Comments

  • Clariman
    Clariman Posts: 1,484 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi

    everytime I check my experian credit file with credit expert it shows as a search on my file , I usually do this monthly

    does this effect your credit score and affect your ability to get credit

    just wondered if c/card companies may wonder why you check your file so often

    No it doesn't affect your credit rating. The credit card companies do not see this search when they get a report from Experian. It is only recorded for your and Experian's benefit.

    Clariman
    Author of the first Stoozing FAQ on the Internet and Creator of the SOA & Snowball calculators at Lemonfool.co.uk
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