Credit Expert question

roaming_rhino

Hi

everytime I check my experian credit file with credit expert it shows as a search on my file , I usually do this monthly

does this effect your credit score and affect your ability to get credit

just wondered if c/card companies may wonder why you check your file so often

Clariman

roaming_rhino wrote:

Hi

everytime I check my experian credit file with credit expert it shows as a search on my file , I usually do this monthly

does this effect your credit score and affect your ability to get credit

just wondered if c/card companies may wonder why you check your file so often

No it doesn't affect your credit rating. The credit card companies do not see this search when they get a report from Experian. It is only recorded for your and Experian's benefit.

Clariman