Skycard trying it on ?

micheleen

Just received my 2nd statement from skycard and there's an entry for Payment Break Plan of £1.53. There wasn't on my 1st statement, though that wasn't for a full month as I'd just taken out the card. Does anyone know what this is for, or been charged it ? I'll phone them tomorrow anyway but wondered if anyone else had come across it.

Thanks, Mike

micheleen

Found out that they automatically put me on Payment Protection when my balance went above £100 even though I stated I didn't want it. Being self-employed it wouldn't pay out anyway. All cancelled now and also told them to stop sending me credit card cheques. :T

cifpower

I was offered this but with 3 months free. They still try and sell it everytime I ring up to check something.

mountainofdebt

You are lucky to get a statement from them .....2 months ago hubby was accepted by them and we're still waiting for the card.

When hubby rings them on monday, he's under strict instructions to get them to extend the 0% offer or threaten to close the damn card....it's been more hassle than it's worth

micheleen

They were fairly quick with me, received my card only a couple of weeks or so after applying.

cifpower

I rang them up 2 days ago to incrase my credit limit so I could transfer my Next Directory debt. The operator said they could not automatically do it there and then but she had to send a form off. No decision would be reached for 7-10 days. She said as it was for a balance transfer, it would more than likely go in my favour.

Are they willing to increase the limit for a BT? And how soon do they normally get back to you?

micheleen

Don't know about increasing limits, but I did a BT when I received the initial phone call to tell me I was approved. It was less than my limit anyway.