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Little white lie lol
Went to pay my Capital one visa at the Halifax and they said I couldn’t pay it here. Went to Barclays and they said no problems as long as I have an account with them. I said I had an account with Barclays? but I don’t. How many have told that little white lie to avoid paying a fiver????? And do you get little voices…
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Barclaycard Platinum 0% for 10 months
Apologies if this has already been brought up. Came across this leaflet in my Barclays branch today. From yesterday and until 30th October, Barclaycard are offering 0% on balance transfers for ten months. There's a 2% BT fee, though. Can be applied for online at http://www.barclaycard.co.uk
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I need a new 0% card! - Help! :)
Hi all, I'm in the need for a new 0% card. Ideally one that has no BT fee :) I've all ready had / got: Egg Virgin First Direct HSBC Amazon/Halifax I.F. Thanks
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MBNA Platimum Repeat Offer?
Hi All, I've just cleared my MBNA platinum plus card after 9 months of 0%. How likely is it that they will offer me another 0% period or a reduced transfer rate. Ideally I'd like a low life of balance rate. My limit is £2500. Should I call them or wait for them to contact me and should I wait until I recieve my monthly…
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Still waiting for my &More Credit card!!
I posted about a week ago to say that I had had the initial paperwork from M&S for the above card. I signed the agreement and sent it back but I have not heard anymore. Are they particularly slow?
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Free Travel Insurance Via One Of These Cards?
Hi Guys & Girls, Does anybody know if any of the following credit cards offer free travel insurance when using them to book a holiday? Platinum American Express Platinum Visa Citi MBNA Platinum Liverpool Lloyds TSB Platinum Sainsbury Bank Platinum Many thanks, Kam
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Virgin credit card query
I received my credit agreement, rang them to check about whether there are any fees to transfer balance from my current account, and the man confirmed there are none. I then asked if they would increase my credit limit before I do the transfer. He agreed to do so, but asked me send back the original credit agreement even…
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Cancelling Barclaycard CC
Recently I tried to cancel my Barclaycard as I had transferred my balance to Virgin. The operator at Barclaycard told me that they had now adopted the policy that if they saw applicants continually transferring their balance to 0% deals they would refuse a re-application and therefore I would be better to keep my account…
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&More offered me 0% balance transfer
I phoned up my M&S &More today to see what balance transfer offers they had at the moment and was very pleasantly surprised to hear that I could have 0% for 6 months. :beer: I made sure I got the name of the lady who told me as previously I couldn't get a better offer than 9.9% no matter how hard I tried. I don't know if…
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Best Card for BT
Hi I am planning on putting a holiday on a Virgin CC as you recieve £25 discount and also flying club miles, but at present they do not offer 0% on purchases. What I am planning to do is when I have put the transaction on the Virgin CC tranfering the balance to a new 0% interest CC that does not charge you for the BT. Can…
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Halifax One Card
12 months interest free 2% transfer fee - launched today
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MBNA card(s) Credit Limit
Just wanted to know what sort of credit limit other people get from MBNA cards? I have got two MBNA cards a Liverpool Football club (£12000) and a Thomas Cook (£1600). I earn about £23500 a year. I am going to shut the Liverpool card down in a few days when my balance transfer goes through and clears the debt but when i…
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Whats the "crack" with egg
Could someone explain how the egg annerversy offer works?. If you have say £10000 credit limit on your card do you get 5 months 0%?? Thanks for any help
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worst case scenario
Hi, I have a friend who is thinking of moving abroad. The trouble is, she has a credit card debt that she knows she wont be able to pay off by the time she leaves the country. I have tried telling her not to do it, but she seems to be pretty adamant about it. Can anyone let me know what would happen, if she was to do this.…
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Purchasing online safely
I read on your update that Cahoot offers the most secure credit card for using on the net. I decided that as I buy so much on the net I should check this out... It looks like a great system and beats checking my bank statements.... So I applied... I've a number of cards due to being on the balance transfer thing... I've…
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Credit agencies
Does anyone know how often credit agencies update their files? I have paid off and am now going to cancel my barclaycard so my available credit is less before applying for a different cc. Don't want to apply until the barclaycard shows as settled (or cancelled - not sure what it would actually say).
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Can anyone help me!
Hi, I had £2500 from my virgin card sitting nicely in my savings account, just paying the minimum £5 or so per month to them, then it was due up so i transferred it to the M&S card at 0%, nearly died when I got my first payment through they want £75, why is this? Anyone know who I can transfer to for a lower payment…
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using egg as a mule
Am coming to the end of my 0% term on egg. I have a leaflet for the 18 month capital one offer and I might also try virgin (better credit limits I've heard). I have approx £5000 on my egg card which I want to transfer which is fine. However, I also have a loan I want to settle of approx £2000. Now my question is: on the…
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what reason should i give for closing stooze card
card companies keep records of reasons for closure , but not wanting to antagonize , what is the best reason to give for closing a stooze card. who knows i also may want to come back to them in 6 months or so for another 0 percent deal !
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BANK OF SCOTLAND ONE CARD 0% for 12 MONTHS ON PURCHASES & BALANCE TRANSFERS
Was in my local branch of Halifax/bank of scotland yesterday and picked up a flyer for the new BANK OF SCOTLAND ONE card. It is 0% for purchases and balance transfers for 12 months. It does charge up to 2% on a balance transfer fee, but still a not bad offer.The only thing I noticed is that its only offering 9 months on…
