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overseas credit card
as advised we use a nationwide credit card abroad and generally obtain favourable exchange rate. on a recent trip however we noted that several places also quoted a sterling amount and you signed to pay that value. it is after they charge you 3% commission (which of course they don't tell you). be careful and insist on…
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London Incident Phone Relay Service
Martin has asked me to link to the London Incident Phone Relay Service thread and for people to be on standby to help
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Late Payment charge
If anyone suffers from Credit Card late payment problems do what I did and dispute it by telling them the following points:- Richard Colbey, a barrister from Lamb Chambers, said that the banks' willingness to waive card penalty fees as a "goodwill gesture" and their failure to bring a test case through the courts against a…
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Sky card...what would you do?
Hubby made an application, what seems like ages ago now, for the 0% deal until Jan ' 06 and eventually he had the follow-up call and was accepted - can't remember exactly when this was but it was a few weeks ago. Last Saturday he had the PIN number letter and becuase there was no sign of the card up to yesterday I was…
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MBNA Unpaid DD/Returned Payment Fee
I have a Sony/MBNA Credit card and have just had my latest statement through. Last month, by mistake I cancelled my direct debit setup for the card. However, so to make my payment date, I did a manual payment to pay off the full amount (the amount of the cancelled direct debit). The manual payment made the account for the…
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Natwest charges 2% for balance transfers
I recently called Natwest to transfer my visa balance. I tried to up the credit limit because it wasnt quite enough. They gave me £3000 limit so I up it to there max of £3600 for a new account. I was surprised to learn that they charged me £40/ 2% for that transfer!! Perhaps this was because of my request to bump up the…
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Spanish Credit Cards?
Hi Everyone we're moving to Spain in a couple of months - does anyone know anything about credit cards in Spain? thanks in advance Debs https://www.lamurta.com
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Amex membership fee
I am self employed running my own small business. I've held an Amex business Charge Card for about a year, the fee was waved for the first year as a hook, this months statement arrived and they had added £95 membership fee. I phoned them to cancel the card and told them i could not justify paying the fee, " No problem said…
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Credit Card Company's Grrrrrr
My 0% deal with barclaycard is coming to a end, with £600 of debt left I applied for a Natwest Card hoping to shift the debt to them. Just received my card & Credit limit, I have only been given £400 Limit. Why would I have such a low limit considering I have a Barclaycard with £2100, had a virgin card with a £3000 Limit,…
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not long enough at new address
i have recently been turned down by 2 credit cards halifax and m&s because of the short time at my new address i have 2 credit cards at the moment egg & nat west i owe 2100 on the egg with a 2500 limit and i owe 700 on my nat west with a 10000 limit i want to do a balance transfer on the egg card to save paying the…
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Natwest Credit card Customer service
:mad: Last nite my girlfriend tried to book a hotel in Vegas via lasvegas.com now the website wouldnt accept the credit card details, so we called the customer support who tried to take payment from the card but it was declined. Anyway we called Natwest this morning to find out what was happening as there should plenty…
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Egg CC - £10 cashback with £50 spend
Sorry if this has been posted before, you can't search for Egg threads as the word is too short. Egg have emailed me to say they'll credit my account with £10 if i spend £50 on their card before july 31st. seems like easy money to me :) has anyone else had this offer, or is it just because i've not used the card for a bit?
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IF Credit Card rejection
I have just tried to apply for the IF credit card but I have been rejected? I have a good credit rating and have never missed a payment on anything - why would they reject me!!!
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Halifax One card, now 12 months at 0%
Another day, another discovery. Once again, apologies if I've been a bit slow off the mark and this has already been spotted. Halifax have upped their interest-free period to 12 months for purchases and balance transfers. http://www.halifax.co.uk/creditcards/one.shtml?intsrc=promo2B
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What was your first credit
What was your first credit card and what did you buy? Mine was Capital one classic and I bought my daughters school uniform and that took my whole £200 limit. What was your first limit and what do you have now, how many do you have now!!!!! I only need some shoes and socks dad? Yeah right and £200 later! Any one heard the…
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credit tart concern
Being a new tart on the block, I have just set up my second card for 0% balance transfer and got the message from my sales advisor about money laundering... what constitutes money laundering? Thanks
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credit card cheques - Virgin
Hi - I'm a newby at credit card stuff - just got a big overdraft and want to pay it off the easiest way... I wondered if any one of you would be able to help? I would appreciate it! I've scoured the forums and no-one seems to answer this question. Here it is: If I open a Virgin CC account and use their credit card cheques…
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Amex blue?
I would like a good cashback card and am thinking about this or egg blue. Have had egg green since march (so will have to wait a few more months) and that is my only card. My income is ~£10k so it is under the required £12k. Is there any chance I will be accepted or are there any better cashback cards out there? PS I like…
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Egg balance transfer fee - when is it taken?
Hello all, I applied for an Egg CC on the ~5th May 2005. On the 18th May 2005 I BT'd £5,500 (my full limit) from Egg to my A&L account and promptly moved it to my Online Saver. On the 31st May I transferred £50 into Egg to cover the BT fee which I expected to be taken imminently - alas it wasn't My first payment was taken…
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Capital One settlement figure
How do credit card companies arrive at their settlement figures? I wanted to pay off my balance in the previous statement period and on the day rang up for the settlement figure. They couldn't advise on the tel on the day, and told me I had to wait 10 days for it in the post. As I wanted to reduce cash interest…
