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Rejected by Virgin because of MBNA?
Hi, I recently got rejected by Virgin, the letter said comething about MBNA. Is it becasue my limit with MBNA is 3500 and I have like £1 outstanding only. Is there any way I can appeal, or say I close the MBNA account will Virgin accept?
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Emerging problem with non Chip & Pin Cards
They couldn't find a pen in Boots today, so I could sign the slip for my Amex card. In the end the cashier had to go and borrow one from the pharmacist. I can see this situation arising more often as time goes on and C&P becomes the norm.
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Beware LloydsTSB trying it on?
Hi, thought you might wish to note this. Following the info on this site, back in Feb 05 I obtained a LTSB CC at 0% APR for Balance Transfers for 12months. Low and behold, I noticed last month, on my statement that LTSB were now saying the special introductory rate applying to my Bal Trans was due to expire in August…
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New Amex Nectar Card
Sorry if this one has already been posted but......... American Express are launching a new Nectar reward credit card. Although previous Nectar reward cards have been pants (Barclaycard, Sainburys etc) this is actually quite good. Its rumoured to give two Nectar points per pound spent at selected Nectar retailers. If you…
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Lloyds TSB Rewards American Express
This card is free of fees and provides Amex Reward points. Are these actually worth having? What percentage of Reward do they give? (I currently use a cashback card but would change if I can get a higher percentage back in vouchers). Any observations are welcome!
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How can I get money back that belongs to me
I know that this is not a money saving tip, but a question on how to get money back from a company who have taken it in error but are slow in repaying it. I am at the point of taking legal action through the small claims court, so before I do I want to see if there are any alternatives. The company I have been doing battle…
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Who's next?
As a relatively new stoozer, I fear I may've spread my debts a little too wide too early on, possibly limiting my options of where to apply next. I currently have the following cards/limits: MBNA Gold (£17,200) Mint Gold (£8,000) Halifax One (£4,500) Capital One (£4,000) I've held the MBNA for about 8 years (hence the…
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Why dont capital one take debit cards?
I wish Capital one would take Debit card payments! I have a Halifax debit visa card and I cannot use it to pay capital one? Is there any other credit card companies like this? I now have to pay by direct debit but it would be easier to pay by debit card.
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MBNA Credit Card limit
I have one card with MBNA with a £13600 credit limit on it. Today I applied to increase my credit limit to firstly £20000 and then £17000 but MBNA said that they couldnt go any higher. I earn £23262 per Annum, what are other people's credit limit with MBNA compared to their annual salary? Thanks in advance for any…
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Cant pay off EGG
Tried to pay off egg CC Four months ago over the phone and paid an estimated balance to get rid of the debt, After the payment date egg sent me back £37.18 with no reason. two months later i noticed £5 eah month being taken from my account so i rang them , they explained that the £37.18 was treated like an overpayment and…
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Just got an increase on &More - how?
I posted a few days ago that &More offered me a 0% balance transfer for 6 months after months of previously only offering me a best price of 9.9% for 6 months. Now my limit was only £500 which is naff all use really to do a balance transfer. So I asked them a few days ago to increase it to £2000 and they said no, but the…
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MBNA Money Alert
Got this text yesterday: "New MBNA service! Every Friday you will now receive a FREE text showing your balance & most recent transactions. Call 0800 062 062 to change the day or opt out" Seems a bit of a con to me to encourage extra spending on the weekend if you know if you've the extra credit available. Anyone else had…
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Best card for long term travelling.
I'm going abroad for several months in September and need a Visa/Mastercard for the trip. I'd like to get a 9 months or more with 0% on purchases and there are a few about but I wondered if anyone had any recommendations. I was going to pay a few grand onto it before I go but may well go over the zero mark toward the end…
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barclaycard
basically i paid of my credit card with barclays and phoned them up to cancel them and the women convinced me to keep it open but cut the card up for credit rating to be increased, stupidly i said yes, well two months later i had a statement come through saying i still owed £1.27 plus 2p for interest. i phoned barclaycard…
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Best card for holiday in USA
Can anyone advise me on the best card to use whilst on holiday in the USA? Some have poor exchange rates, others high charges. Any guidance would be appreciated. Thanks
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LloydsTSB Overseas Charge
I notice theres now a £1 charge everytime you purchase abroad on top of the 2.75% .... :( Transactions abroad and in currencies other than sterling Cash withdrawals and purchases We convert the amount to sterling using our exchange rate on the date we take the money from your account. We also include a conversion fee of…
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Morgan Stanley Gold Card
Just been looking at this card - read the terms and conditions - can't see any reference to BT fees? Does anyone know if they charge? Thanks
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What's the quickest 0% card to process?
Hello all My 0% on a Barclaycard comes to an end this month and i'm looking transfer by balance (£2k) over to another 0% deal. Problem is i've kinda left it a bit late and only have 3 weeks to do the transfer. Can anyone tell me what the quickest 0% card is to process - preferably one which doesn;t charge a BT fee. I'm…
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Nationwide Debit Card Question.
Have had a problem transfering some money into this account from my HSBC current account, but my question is...... the Debit card has a Visa emblem on it, what does this mean, i thought this card was for Nationwide only, i am confused as to what this all means,(will visa charge me for using this card,) and after talking to…
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Conran Card
Does anybody know the current cashback rate for the Conran Card? There seems to be confusion on the site as to whether it's been slashed.
