Why dont capital one take debit cards?

boogiemaster

I wish Capital one would take Debit card payments! I have a Halifax debit visa card and I cannot use it to pay capital one?
Is there any other credit card companies like this? I now have to pay by direct debit but it would be easier to pay by debit card.

Karma67

Sorry no idea!!

I usually just make a payment via internet banking....click of a button and it's paid

Al_Mac

Karma67 wrote:

I usually just make a payment via internet banking....click of a button and it's paid

Ditto

My time, my convenience, don't do the DDR route either.

But do find it odd they don't take a debit card.

:beer:

alared

If you have a Halifax visa you must have an account with them so just pay online.
It usually takes five WORKING days to be sure they get it on time.
Like you I would prefer to pay by debit card,when I enquired they said it was coming "shortly".

johnllew

Quite a few CC companies will take DC payments: HBOS, RBS, Goldfish, Citibank etc.

Robert_Sterling_3

Why do you want to pay by debit card rather than by direct debit?

daveboy

Possibly because it avoids the possibility of 'balls-ups' - I've never used DD for credit card payments because it's a certainty that something will go wrong at some stage.

Then there's those that have a DD, make a manual payment instead (two payments are made), then come on here to moan about how it's not their fault.

Debit cards hand the power back to you - if you've had a difficult month money wise you can decide what to pay them. DD is a set amount.

Karma67

As the above poster explains...that's why i decided to pay using instant bank payment online...

it does take some memory on your part to make the payment, where as DD comes out if u forget...but if funds aren't available, for whatever reason, they are inflexible.....where as i can wait a day or two using the online banking method

Luckily (or unluckily as it could seem) I have learnt from past expereince not to 'forget' these type of payments, so I have not got late payment fees......yet lol

Robert_Sterling_3

Possibly because it avoids the possibility of 'balls-ups' - I've never used DD for credit card payments because it's a certainty that something will go wrong at some stage.

"RS :- I have always used DD nothing has ever gone wrong."

Then there's those that have a DD, make a manual payment instead (two payments are made), then come on here to moan about how it's not their fault.

"RS :- Never mind what other people might or might not do. Keep to the matter in hand. Don't go off into one. "

Debit cards hand the power back to you - if you've had a difficult month money wise you can decide what to pay them. DD is a set amount.

RS :- "DD is not a set amount.
It can be the whole amount outstanding. Or the miminum amount that meets the Credit Card Company terms and conditions."

daveboy

Minimum amount in Ts & Cs = set amount
Outstanding balance = set amount

Either way it is inflexible for most people who spend most of what they earn each month.