what reason should i give for closing stooze card

wallet_2

card companies keep records of reasons for closure , but not wanting to antagonize , what is the best reason to give for closing a stooze card.
who knows i also may want to come back to them in 6 months or so for another 0 percent deal !

Clariman

ceeebeee wrote:

card companies keep records of reasons for closure , but not wanting to antagonize , what is the best reason to give for closing a stooze card.
who knows i also may want to come back to them in 6 months or so for another 0 percent deal !

How about ...

"I have had no issues with your service or the card itself, but there are other cards on the market that offer introductory rates, so I am planning to take advantage of one of these.. I'd be happy to keep my current card but it doesn't make financial sense."

If you are lucky they might just offer to extend your existing 0% deal.

Clariman

boogiemaster

I’ve decided to close a few credit cards that I don’t use.
I’m rearranging my finances and I’m looking for the best deals for my money.
You being a credit card company should understand this.
Thank you

mountainofdebt

I don't mean to be rude but why give them a reason at all?

I haven't given one in the past nor have I been asked for one

wallet_2

mint did ask why i was closing - presume for marketing research

doesnt stating i am loking for 0% deals flag a big beacon to mint that i should be avoided in future as i am prob a stoozer - ( that takes all gives nowt ! )

Clariman

ceeebeee wrote:

mint did ask why i was closing - presume for marketing research

doesnt stating i am loking for 0% deals flag a big beacon to mint that i should be avoided in future as i am prob a stoozer - ( that takes all gives nowt ! )

I think it depends on how you do it. If you say "I am looking for 0% deals because I want to exploit them for profit" then that is one thing, but if you just say "I am aware that there are cards around that offer 0% still, so financially it would make sense for me to apply for one of those wouldn't it ?", then you will come across as a savvy financial consumer who they can't mess about and it also gives them a hook on which to say "so, if I could extend your existing 0% deal for another 6 months, would you stay with us ?".

Play it canny. Just the right balance of being savvy enough to know what you want without appearing to exploitative

Clariman