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are natwest tight with credit limits
i am just about to start my second cycle of stoozing.£12k currently in stooze cards , now i fear i may have probs cos it will teporarily mean my credit limit on 1 or two new cards will need to match 12k putting me at £24k until i close down the first two. so far i seem to be getting the "responsible lender" attitude from…
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Basic stoozing scenario (beginner)
This is the basic situation. I have SBTed the full limit from Virgin into a bank account. Now I have an M&S card - limit £6k. Can I do a BT with that and my Virgin card - which is already SBTed to the limit? I'm working it out like this: 1. My Virgin card is currently - £15,000; M&S is £0 2. I call M&S and say "Please BT…
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Egg Money Manager incentive increases by 50%
The Egg web site indicates that the incentive for using the Money Manager will now be £15 if started by July 1st.
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Credit card application approved?
Hello people, Last weak I applied with my bank HSBC for a credit card, they verbally approved me over the phone and told me a limit I had been given, today I have received the paperwork to sign which in the cover letter confirms I have been approved. Later down the letter it says 'Your card will be sent out within 10 days…
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Capital One 18mths missed payment sweat!
I just recieved a call from capital one saying I had missed my first payment, I could swear that I set up a DD for this as I allways do, anyway I made up the payment as well as this months and set the DD up, the advisor also refunded the £20 missed payment charge as a good will gesture. Unfortunatly customer service only…
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lloyds 6 or 9months 0%???
hi just checked lloyds tsb website and the platinum card offers 6 nmonths 0% for BT not 9 as suggested by someone here, any suggestions??
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How do I get round it
My HSBC online card is coming to the end of its 0% deal. I want the new HSBC bank credit card which they are offering at the moment. Purely because I have banked with them for 5 years and they give me good credit limits. Only thing is you can't directly transfer HSBC cards to other HSBC cards or accounts. How do I get…
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Anyone got a spare 0% year or 18 month Capitol One application form
Just in case there are any around - I could really do with one. The best we ever seem to get in our area is 9 months at 0%. Please pm me if you're able to help.
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Free £10 from Egg when use card to spend £50
I got an email from Egg... "We've noticed your Egg Card hasn't been out and about much recently, so we wanted to give you a little incentive to take it shopping again. After all, that's what it does best. Spend £50 or more on your Egg Card between now and 30 June 2005 and we'll credit your account with £10 by 31 August…
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virgin after 0% expires
can anyone tell me what happens after the 0% deal expires, got virgin with SBT, so can i transfer money to my current account after 0% expires without being charged interest? if I only transfer to my account and transfer form other CC to virgin straight away will I get charged? any suggestions welcomed thanks
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Premium Bonds With Stoozed Money?
With (our own) savings and a large chunk of stoozed savings, Mrs YB and myself now have c£60K split more or less equally between us in ING accounts. However, we couldn't resist applying for LTSB and M & S 9 month cards recently and, as a result, we will shortly be receiving a further £22K through my Egg card. I didn't want…
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Mastercard or Visa ? whats the difference
i have a debit card via nationwide which is visa on applying to A&L they offered me a credit card and my preference on mastercard or visa i chose mastercard simply because i already had visa. Mastercard or Visa ? whats best is there any diff let me know money savers
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0% Super Balance Transfer M&S hitch?
Managed to follow Martin's advice of transferring full credit limit from Virgin Credit card to my current account then into a high interest account. Tried the same with M&S and they would only transfer to a credit card or store card, not my current account. What should I do? Junior Money Saving Expert
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Nat West online app BT problem
I went through the Nat West application online today. I had a problem when it came to the BT bit. I tried to put my Egg £9000 BT in. It kept coming back saying I had an error with the amout entered. Anybody else had a problem with this. Is there a limit on the BT's. I could not see anything in the T&C's
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Extra charge levied by retailers for using a credit card
I have read on another web site that it is illegal in the USA for retailers to add any charges to visa/mastercard credit card payments. I have found that, for example, many tour operators add up to 2% if you use your credit card even on-line. How can this be right? Surely the rules applied by visa/mastercard should apply…
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Dodgy purchase
I bought something on Ebay which I never received. Ebay state that before they will reimburse any money lost I should contact my credit card company since both Mastercard and Visa may guarantee payments made. I've searched online but can find no reference to this. Does anyone know if it's the case? I paid £150, via PayPal,…
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Appeal Letter Template
Hi all, Recently I have been rejected from a couple of CC companies (and Lloyds TSB current account), but I think I have a chance to appeal against their decision. So I created this template - What do you guys think? Is it good enough? What do you think I should add/remove? Thanks.
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Tesco Vin Plus Using Credit Card
Hi, Yesterday, we went to Tesco France to stock up on wine for the summer. At the checkout till I paid using my Tesco credit Card and was offered the choice of paying in GB pounds or Euros. I was unsure if Tesco had their own rate of exchange (i.e. poor), so elected to pay in Euros. Any advice or experiences ? John
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BEWARE sneaky ulster bank 0% transfers
recently obtained ulsterbank credit card with 0% on purchases and balance transfers.I phoned thru and asked for a balance transfer to my current account of £2500. When the statement came in it was logged as a money transfer and carried interest.The bank are saying that the balance transfer can only be to another credit…
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Whats the best credit card at the moment for .....
My boyfriend who is a complete four letter with money need a credit card which will enable him to do a balance transfer of about £6k (£3k overdraft and £3k egg card) whats the best 0% deal at the moment for him to go for? Thanks for your help
