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The nerdiest of boards?
OK as CC is probably the board with the most money nerds, thought i would ask you to just look here http://forums.moneysavingexpert.com/showthread.html?goto=newpost&t=61649 and see if there's any i've missed :)
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Abbey Mastercard 1.9% for 9 months
I had a nice conversation with a man in a call centre in India tonight. He was offering me an Abbey Matercard at 1.9% for 9 months. That was for purchases and also SBT. He stated that the limit was up to £50K!!!! depending on credit rating. Now that would be a great one off stooze...
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Paying off Egg bill before statement date
Don't do it if it's less than 5 working days before the payment due date as the b*st*rds will take the money from you anyway leaving your current account seriously overdrawn. In my case they took £1500 out of my account even though I'd paid the £1500 4 working days early via my debit card. The result of this is that I'm…
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incorrect balance transfer fee
I'm looking for some advice. I performed a balance transfer the other day on the phone to the Halifax from their Credit Card. Just before making the transfer, I asked the Halifax representative if there would be a charge associated with the balance transfer. I was told there would be no charge, and they made the transfer.…
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One 18month + One 15 month Capital One forms available!
Hi, I now have one 15 month and one 18 month Capital One application forms available for the first two people to PM me. JMU
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Cap One how long take money ?
Hi, I recently took advantage of the Cap One 18months 0% offer on BT's. My first payment due date is 13th June, with the advisory letter telling me to pay "5 working days beforehand". I only came back from holiday yesterday, so paid today. Unfortunately, the 5 working days notice was yesterday (6th June) :eek: Will I be…
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cc newbie needs £18k for mortgage shortfall
Please forgive my beginner's questions, I am currently reading through the past messages and the articles, but also under pressure to find financial solutions fast. We are buying a house,and got our self-cert mortgage offer through, which is £13k less than we need, plus there's fairly substantial fees + moving costs +…
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Stumped!
Hi guys, I think I've finally been stumped. After sorting myself out and managing to get debt free, my boyfriends situation has me stumped. He briefly worked for a leading Sports store and signed up for their mastercard not knowing what the APR was. I found out it was 24.9% and he has run up £700. He is shortly leaving to…
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Just been turned down by Egg... :/
Right having just been turned down by egg I have requested a copy of my Experian & Equifax reports. I am 19 and have previously had a £1700 loan with HSBC which was repaid perfectly. The only other 'credit' I have had is my phone, which comes out each month by DD without fail. I am on the voters roll and have been since I…
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Virgin Credit card: making payments online
Hi, Virgin CC haven't sent me a paper statement this month. I've tried calling their credit card helpdesk many times for about a week, but I couldn't get through to an advisor. I therefore opted to register for their online service - which is excellent by the way. I've just made my monthly payment using my debit card. Does…
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Help with Barclaycard please
I do hope someone shall be able to help me. I have a Barclaycard and apllied for a different credit card so I could balance transfer and save me a fre pounds. The new card I have is a whopping 29.9% Apr but that doesnt worry me as I shall never use it apart from tranfers. So I put the transfer into place for £1150a few…
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Credit limit not known before signing up?
I just received an email from M&S saying that my application for a credit card was successful, so I called them up and asked what the credit limit was. The robot at the end of the line said that there had been a change to the Consumer Credit Act (with affect from 31 May 2005) and they were no longer able to divulge credit…
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Wealth Warning - Visa abroad
Having just returned from my hols in Majorca I think it is important that those of us using a Nationwide Credit Card do not get the full benefits of the exchange rate. Newly installed Visa machines convert the euro into £ with a 3% commission (VERY SNEAKY), however both curriencies are shown. It is only in the small print…
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Doing a BT to someone else's card?
My brother has been accepted for a Barclaycard but has a balance on his Egg card and can't BT to that, my Egg card is clear at the moment, could he do a BT to mine?
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Visa exchange rate information
Hi, don't know if this has been mentioned before (apologies if it has) but Visa now have a currency exchange section to their webiste: http://www.corporate.visa.com/pd/consumer_ex_rates.jsp?src=look Also their FAQ is very useful as it shows Visa's own charges and an explaination to Dynamic Currency Conversions (which seem…
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Barclaycard Shuffle
Hubby and I have both balances on Barclaycard @ 6.9% but when I phoned the call centre I was offered a rate of 5.9%. So I've transferred the balances off the cards and want now to transfer the debt (and abit more from higher interest cards) back to Barclaycard @ 5.9%. Having read Martin's article I see that we should wait…
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Numbers
Forumsters, i've recently acquired an Amex Blue and was wondering what the silver coloured 4 digit number on the right hand side/in the middle of the front of the card are for?Can anyone enlighten me? Regards.
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Help default stressin me out!
I have a defualt on my credit file from Barclaycard which is stopping me from getting any new credit cards at the moment (to transfer existing debt not for more spending!). Basically what happened was I thought I had paid off my card, but then there were still charges that went through, as I thought I had paid it off I…
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sbt
if you have a virgin one account you get a visa card. any balance transfer done to this card goes straight into your one account.it helps when your 0% card does not do super balance transfers. With a virgin one account your visa and normal bank account are the same. Any transfer to this card becomes a super balance…
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Closing old credit card accounts
Hi, I have been following advice from this site for a while now and am very pleased with the results. I have a quick question though..... Once I've used the interest free period on a credit card and swap to another, most of them are no longer any use to me (other than egg with it's 0% for 5 months annually thing) At…
