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19 credit card companies - who are they?
Further to an article in one of the Sunday papers, it was said that whilst there are 100's of credit cards abound, there are only 19 credit card companies. Does anyone know who they are and which cards they support? I have looked at the Existing Customer Balance Transfer Offers Table:…
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Sainsbury's reject credit balances from BTs
Sainsbury's just wrote to me with a raft of changes to their T&Cs, including this new term: "You must not transfer funds from another credit card to your account that would leave a credit balance on your account. We may return any funds that exceed the balance owing on your account from which the money has been sent."…
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Is Rate Tarting Dead? Discussion
From Martin Will rate tarting end? This question has been asked many times. The headlines scream out about rate tarting ending. My answer "what a pile of pants!". We're a long way from the death knell. For a brand new full article explaining why read Is rate tarting dead? article.
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Can't get a credit card
I'm having great difficulty in obtaining a credit card. Does anyone have any ideas as to how I can get one? Have tried the Capital One "guaranteed" card - but to no avail. Would like to have a crad so that I can shop online. I have had debts in the past - but I no longer do. got a 468 "credit rating"
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which credit card to use for Barbados
I'm confused want to know which card is best for cash withdrawls in Barbados
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Avoiding Credit Card Payment
Anyone know a good way of getting out of paying your credit card debts.I had two before that i owed a Total of £1700 on. I moved and dodged paying them for several years and they were written off.I know have another two cards i owe money on can anyone suggest a better way of getting out of paying them off>>>Thanks…
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Sainsburys - a card too far?
Did I just push it too far? I thought the Sainsburys Platinum (0% on purchase for 12 months) would be an ideal way to SBT by stealth: purchase the premium bonds online (you can with a Visa) - and then cash in the premium bonds - and transfer to a bank - or keep them if you want a punt. Anyway - I have an Egg Green card…
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Will I get 18months 0% BT ?
Hi, me again ... ;) I received my CapOne 18months 0% BT from in the post yesterday from beancounter , many thanks. I have filled it in today ready to send. Its only the 18months 0% BT I'm after, just looking for a 0% loan for 18 months (gives me a chance to pay back the 3k I owe in a sensible manner). Will I get it the…
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it wasnt supposed to be like this!
Last July I applied and got a MBNA CC with a limit of 7000, which i used to BT a debt i had. Since then I have quite happily been paying £5 a month for the priviledge. Since then I have 'stoozed' 15,000 egg anniversary and 5000 to M&S 6 months 0% too. I have now paid back egg and I am about to pay back what I owe to M&S.…
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2% repayments on Egg card
Hi Having just had my second DD taken on my £15k stooze on my Egg card I have noted that the amount is different to the first - it is £294 as opposed to £300. While I'm not complaining (more money to earn interest on :D ), is this the same as eveyone else's experience? I though they would take 2% per month on the amount…
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Additional Card Holders
Hi, Do additional card holders of credit cards register on their own credit records? Scenario My fiance has moved back to the UK from the US and therefore wondered if it would be easier to just add her as an additional card holder to my Virgin card. The problem is that she hasn't lived in the UK for over 3 years so know it…
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Have a look. Does this look dodgy?
http://www.prepay.co.uk/ I was not sure weather this is safe, as i have never heard this before. do you reckon its safe to fill in? :confused:
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near perfect credit score, now to battle!
hi all, have just received my credit score from experian, 999 out of 1000 which im pleased about, as well as surprised! i want to start my stoozing ball rolling, i have a £4000 car loan balance with nationwide, £3500 balance with 0% barclaycard which is about to run out,there is some spare cash to make dent in car loan.my…
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Credit Cards 9 Months 0 Rate no xfr fee & Bank xfr
What are Current Credit Cards offering 9 Months 0 Rate without any Trnasfer Fee and allowing Current Account Transfers.
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Tesco deals
Not sure if this has been discussed before, but has anyone looked at the value of these? Tesco pays 0.5% of spending on the card, and you can swap them for deals vouchers at 4x the price. So 2% effectively, which could beat out any credit card, providing you want the deals they have. They've got lots of days out, like…
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Getting Chip & Signature Cards vice Chip & PIN
INHO Card Issuers are failing to come clean over Chip & Signature Cards. The majority of card issuers when pressed will issue you with a Chip & Signature Card vice Chip & PIN. Hopefully this thread will encourage readers to tell of their experiences in acquiring and using Chip & Signature Cards. Which card issuers via call…
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If I applied for a Egg card today would l lose 18 days interest free?
As subject really, I know it's interest free for 6 months but by applying on the 18th would I effectively be losing out on 18 days interest free credit? ...Or does it take 2 weeks for the application to get processed which would mean I would get approved at the ~start of next month? RD
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Citibank platinum card (martins tips)
This card advertised as 1% cashback on purchases, I applied on-line and got an e-mail acceptance. On receipt of the paperwork it was related to their credit card which I returned, however on receipt of the PIN/credit card they have issued a 'classic' card which does not have the same 8 weeks credit etc. I do not want to…
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paying credit card cheque into bank
Barclaycard have sent me a cheque and it says 0% intrest on new balance transfers for 6 months, can i just pay this into my bank or will it be treted as a cash advance? Basically i ordered something from land of leather and got refused credit so i want to use the Barclaycard offer to pay for it. thanks in advance
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Prospective card tart seeks advice
Hi I just need a bit of advice before applying for a new card. I sold my house about 15 months ago and have been living with a friend but not registered with the local authority. I suspect that if I apply for a new card this will come up on their search and will score points against me. Is this correct and how long will it…
