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Capital One fraud
Hi. To cut a long story short, here's what they've done to me; I got a letter in january saying if i did a BT between 1st and 28th february 2005 I would get 3.9% for life of balance. I had £4000 credit limit, so on the 1st of feb I rang them up and transferred £3000 onto the card. When I asked the girl on the phone what…
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5 month overdue CC charge
Hi, Found out today via online banking that I've just been charged for rail tickets I bought back in November 2004. Whilst I should have realised that the money hadnt hit my card last year, it's still a shock to have a bill for £70 here and now! Does anyone have any tips/similar experiences in this type of situation? Is it…
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EC card issued in the UK..?!
Hi everone, just got back from a trip to Germany, where it seems that really no-one takes any Visa, Master or other credit/debit card to pay over the counter, let alone online. Most retailers were asking me if I didn't have a EC card. I now what they are, but have never heard of them being issued in the UK. I am currently…
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gm platinum card and new vauxhall deal?
hi,guys i am looking to purchase a new vauxhall vivaro. i have seen that if you apply for a new gm platinum credit card it is possible to get upto 2k off a new vauxhall. does anyone know how this deal works? or anyone that has used this deal? thanks, m.
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Advice Please!!
I currently have a store card from Aura (dixons) and the intrest is 29.9% OWCH. I'm desperate to get rid of it, I currently pay off £20 a month and am not really in a position to pay much more off it at the mo, so I need to transfer it if possible so I'm at least curbing the interest. Trouble is, I've applied for a few…
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Is Rate Tarting Dead? Discussion
WHAT'S A TART TO DO NOW????????????????????????? Having found this thread thru Martin's weekly update, (most annoying when the weather is so nice outside and I could be poodling around in the garden but still felt the need to read it,...compulsive or what?lol), I feel I have to ask a quick question!!! I am sure Martin will…
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Can I still SBT through Egg - If I'm not in my 0% period.?
Hi all, The 0% period of my Egg card is coming to an end... What I'd like to know is, once I'm no longer in my 0% period - Can I still Balance Transfer on to my Egg (as in putting it into a positive balance) and then SBT the funds into my account ;) Thanks
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What is the best Mastercard ( Not Visa ) to use when abroad ?
Any advice on this one please ?
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Transferring a Loan to a CC Question
Hi, hopefully someone could let me know if they think this is a good idea or not. I think it is but hey.. who am I?? :D :D I have an outstanding Barcleycard Car Loan which has 3yrs 10mths left to run with an outstanding balance of £5500. (APR 11.9%) I have applied for a Cap One 18mths Interest Free on BT's card, and would…
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Halifax One BT Fee
Does Halifax one has a Max 50 Pounds handling fee? It is stated in Martin's article, but I can't find it in the Summary Box in the Halifax web site. It only mentioned up to 2% handling fee. Anyone who has recently applied for the card may give me some information.
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Online credit card security
Thought this might be of interest: http://news.bbc.co.uk/1/hi/technology/4449759.stm
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Should I stooze?
Hi, I run a tight ship these days and only have one credit card, a barclaycard with just over 3k on it. The 0% ends in August, and so I have applied to CapOne for the 0% 18months offer. I'll use this purely as a 0% loan and pay the balance off before the 18months runs out. BUT... I have looked at these forums and read a…
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Virgin CC application question
Planning to apply for the Virgin CC to transfer balance from 0% intro offer from egg that finishes end of May. Should I apply now or is it too soon? How long before my a/c will be opened from the application date?
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IF instant decision & reasonable credit limit
While alot of be moaning credit cards is going, I thought it important to hightlight a goodie. The IF card is 0% on BT and purchases plus they give an instant decision and credit limit online. Mr Smartsaver got 11k and I got 4k - which for our current 'borrowing' and circumstances is not bad. T&C's arrived in post 3 days…
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Who is good for £10,000 plus
Got a Virgin card and a FD card. Also got a Egg with £12000 that now needs replacing, but who is most likely to give such a limit staright off? i need to do very soon, any ideas please, is M&S any good, anyone got a big limit off them? Help!
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More Capital One Muppetry!
My wife recently got a Capital One card, originally asking for the 18 month offer, got a 6 month one instead with a £2500 limit. When she returned the credit agreement she filled in a balance transfer form for £5000 (limit wasnt stipulated at the time) When she activated the card 10 days ago she asked about this, guy toold…
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Stoozing Newbie - which CC for SBT?
Hi all, First of all, disclaimer - I have done research on this topic, but could not find a definte answer, I am not just asking question without putting in any effort. :) So the introductory offer on my Egg card (which has done me well) has expried, and now I need 3k to fill my ISA for 2005-2006. I was going to apply for…
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Will this balance transfer trick work?
Hi everybody As my new Capital One credit card is late and I need to move a balance onto it from Egg (currently 0%) was thinking of doing the following. 1) Egg 0% runs out end of April so pay off before end of April - £1,500 2) When get Capital One card (hopefully middle of May at latest) transfer £1,500 from it to Egg.…
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How do i find out my credit rating?
FDont know if this is the right place (sorry if it isnt) but was wondering how do i find out my credit score and whats good? Cheers
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I don't know enough to make a decision without your help.
Any advise most welcome :) I am looking to 'purchase' something via a credit card (pay for a college course actually) to the tune of around £1800.00. So I need a card with 0% and one that won't charge me as the whole balance isn't cleared at the end of the month. I did look at the Sainsburys one but the way I read it…
