We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Stoozing Newbie - which CC for SBT?

Hi all,

First of all, disclaimer - I have done research on this topic, but could not find a definte answer, I am not just asking question without putting in any effort. :)

So the introductory offer on my Egg card (which has done me well) has expried, and now I need 3k to fill my ISA for 2005-2006.

I was going to apply for Virgin and/or Mint to do a SBT, however, they charge 40 pounds handling fee.

(These three cards - Egg, Virgin and Mint - seem to be the only recommended cards here for SBT)

So I am wondering, is there any card that doesn't charge a thing for SBT?

OR

Should I do a SBT from my Egg card (APR ~11.9%), and then transfer the debt to another CC immediately?

Please advise.

Many thanks.

Comments

  • Jacster_2
    Jacster_2 Posts: 1,192 Forumite
    Read this thread for more info - Martin has cleared this one up with Virgin.

    Cheers
    If it was easy, everyone would do it!
  • wywywywy
    wywywywy Posts: 133 Forumite
    Thanks!!!

    I thought that thread was for MBNA themselves so didn't click on that.

    Just applied for Virgin, will do A&L very soon :P
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.7K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 258.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.