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Have a look. Does this look dodgy?

http://www.prepay.co.uk/

I was not sure weather this is safe, as i have never heard this before. do you reckon its safe to fill in? :confused:

Comments

  • If you put 'gkard' into google I think you will get the answer PDQ (not for the prudent).
    Ethical moneysaver
  • DeCal
    DeCal Posts: 1 Newbie
    I can confirm that PrePay is 100% legit.

    It has taken almost 2 years to be able to offer the FIRST UK Pre Pay Visa card. There is no con, no false information. All the cards are in Stock and shipped within 7days.

    If you'd like to know anything else, just ask ;)

    Regards

    Dean
  • deemy2004
    deemy2004 Posts: 6,201 Forumite
    Hmmm they charge you £49 for a £15 credit ???

    They keep the T&C well hidden, but bloody hell ! this is a card from hell !!! Stear well clear of this piece of garbage !

    AVOID THIS CARD NO MATTER HOW DESPERATE YOU ARE !!!

    Usage & Operating Fees

    Card to Card Reload $1.00
    Bank Account to Card Reload $1.00
    Direct Deposit Reload $1.00
    Purchase at Merchant $0.75
    Purchase Online $1.50
    Telephone Purchase $0.50
    ATM Withdrawal $2.00
    Point of Sale Withdrawal $0.00
    ACH or Bank Wire To card Load Fee $3.00
    ATM Balance Inquiry $2.00
    Online Balance Inquiry FREE
    Automated Telephone Inquiry $0.60
    Customer Service Live Call $3.00
    Automated Telephone Service $0.60
    Card to Card Transfer $1.50
    Paper Statements (Per Statement - Special Request)
    $5.00
    Replace Card $35.00
    Cancel Card $15.00
    Re-Activate Card $35.00
    Inactive Account (per month) $5.00
    Monthly Maintenance Fee (Hologram Debit Card) $10.00
    Other Fees.
    1. The owners of ATMs or other networks may impose an additional charge to use their machines. Should a funding transaction be returned from the Funding Account for insufficient funds, a return fee of $25 will be assessed.
    2. An overdraft fee of $25 / £15 assessed to the Card for purchases or transactions in excess of the available Card balance.
    3. Should a disputed card use or purchase prove to be valid, a chargeback fee of $15 will be assessed to the Card.
    4. Usage outside of the United States, International, will be assessed higher fees for ATM and POS transactions.
    5. An International exchange fee of 1.5% of the amount of the transaction or ATM withdrawal will be charged for transactions or ATM withdrawals outside the United States.
    6. Mail-in deposits will be charged the standard $1.00 deposit fee plus


    Other Fees.
    1. The owners of ATMs or other networks may impose an additional charge to use their machines. Should a funding transaction be returned from the Funding Account for insufficient funds, a return fee of $25 will be assessed.
    2. An overdraft fee of $25 / £15 assessed to the Card for purchases or transactions in excess of the available Card balance.
    3. Should a disputed card use or purchase prove to be valid, a chargeback fee of $15 will be assessed to the Card.
    4. Usage outside of the United States, International, will be assessed higher fees for ATM and POS transactions.
    5. An International exchange fee of 1.5% of the amount of the transaction or ATM withdrawal will be charged for transactions or ATM withdrawals outside the United States.
    6. Mail-in deposits will be charged the standard $1.00 deposit fee plus
This discussion has been closed.
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