We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

19 credit card companies - who are they?

Further to an article in one of the Sunday papers, it was said that whilst there are 100's of credit cards abound, there are only 19 credit card companies. Does anyone know who they are and which cards they support?

I have looked at the Existing Customer Balance Transfer Offers Table: (http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?newsid1102103277,92385,) but this does not outline which card is produced by which company - Martin, perhaps if you know who these companies are, you could add them in, please?

The reason I ask is that I assume that it is easier to get a card from a company if you are a new customer, than if you already have done the rounds with two or three cards from the same company. This is in relation to balance transfers. Correct me if I am wrong...

Comments

  • Rafter
    Rafter Posts: 3,850 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Here are the ones I know of that are distinct....

    1 Lloyds TBS (inc accucard, easy, Goldfish)
    2 HSBC (including household, First Direct, &More, )
    3 Royal Bank of Scotland(RBS) (including Coutts, Mint, Nat West, Tesco)
    4 Halifax Bank of Scotland(HBOS) (including Halifax, Bank of Scotland, AA, Brittania, IF, Sainsbury)
    5 Morgan Stanley
    6 Citibank
    7 Capital One
    8 MBNA (including Virgin, Abbey, A&L)
    9 Nationwide Building Society
    10 The Cooperative Bank (including Smile)
    11 Egg
    12 Vanquish (part of Provident financial)
    13 American Express
    14 GE Capital (Including ASDA)
    15 Bank of Ireland
    16 Barclaycard (Including Monument, Littlewoods)
    17 Clydesdale Bank (Part of National Australia Bank)
    18 Liverpool Victoria
    19 First Trust Bank (Northern Ireland)

    Not sure if the Irish ones count really.

    Apacs has 16 card issuers on its members list at

    http://www.apacs.org.uk/

    R.
    Smile :), it makes people wonder what you have been up to.
  • Chris2000
    Chris2000 Posts: 318 Forumite
    Part of the Furniture Combo Breaker
    Cahoot (Abbey National)
  • MSE_Martin
    MSE_Martin Posts: 8,272 Money Saving Expert
    Part of the Furniture 1,000 Posts Combo Breaker
    Just to say that we're currently putting together a graphic table to list every card and show who its parent company is - its a few weeks away from completion as it is a tough task - but it should help

    martin
    Martin Lewis, Money Saving Expert.
    Please note, answers don't constitute financial advice, it is based on generalised journalistic research. Always ensure any decision is made with regards to your own individual circumstance.
    Don't miss out on urgent MoneySaving, get my weekly e-mail at www.moneysavingexpert.com/tips.
    Debt-Free Wannabee Official Nerd Club: (Honorary) Members number 000
  • Clariman
    Clariman Posts: 1,484 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi OllieBlue

    You can find a list of the most common ones here

    http://www.stoozing.com/cards.htm
    Author of the first Stoozing FAQ on the Internet and Creator of the SOA & Snowball calculators at Lemonfool.co.uk
  • James
    James Posts: 2,059 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Does anyone know if all 19 are 'Signed Up,' yet to the Banking Code?
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.2K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.2K Work, Benefits & Business
  • 600.9K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.