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How long should I keep credit card receipts?
Obviously i) until you have checked they have gone out of your account correctly, and ii) until after you are happy you will not want to return them / they are out of any warranty period. But are there any reasons to keep them longer? Apologies if this is a duplicate, I don't think I've seen this question anywhere though.…
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Mastercard / Visa card
I have a Mastercard with a CC provider, is it possible to make an application with the same provider for a visa card to take advantage of their 9 months 0% rate ? Thanks
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BT to current account Help
My 0% anniversary month starts in May this is for Balance transfers only (credit limit is £10K), Is it possible to transfer £5000 into my Halifax Current account and use the Halifax current account for purchasing? and then pay back the £5K whithin the 5 month period. All help appreciated, thanks.
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I'm going to ditch Egg
Got a 0% credit card with Egg, only recently have I noticed that the terms I thought I'd signed for aren't quite what they seem. The 0% for 9 months applies to BT's but they sneakily only made the purchases last for 7 months. Added to that is their constant mithering. They keep ringing me up and emailing me. I tried to get…
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vanquis bank credit card
Hi i run a car business and got approached earlier this afternoon by a couple who wanted to pay me a deposit on a cheaper car that i was selling. It was in total £5500 and the deposit was £550. We talked etc and when we got to the payment of the deposit the lady handed me a Vanquis Visa Card. I had never seen one, or heard…
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Credit after IVA Completion
Hi, My first post but looking for some help. Specifically, my wife and I have just completed a joint IVA via lump sum full and final settlement. So, with the Certificate of Completion on way to the 3 CRA’s can anyone advise me as to which credit cards I ought to approach with a view to slowly establishing an improved…
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Halifax Credit Card
I wonder if someone can help me. I currently have a Halifax Classic Visa Card and having just been on their web site I see that they are advertising a Halifax One Card with a 0% on balance transfer and purchases for a year. Would I be able to phone them up and ask to be transferred from my current card to the new one?…
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Virgin 0% Credit Card
I was in the process of applying for a Virgin 0% Credit Card yesterday (by phone) and the lady (Hannah) told me that Virgin would charge me for a credit balance to my current account. She said they only offer 0% for credit card balance transfers. I clarified that I wanted a balance transfer - not a cash advance, but she…
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Egg Anniversary 0% balance transfer
It is the anniversary of getting my egg card and have been told that during this anniversary month, any balance transfers I make are at 0% until October. Intend to take advantage of this deal (naturally) but I wanted to make sure there are no drawbacks I need to be aware of. I Can't see any from what I have been told by…
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Best CC to buy things from abroad?
Ok as my bank are now going to charge me £1 for every transaction, and it's gonna be alot of hassle to move accounts which is the best CC to buy things from abroad. Thanks
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Liverpool Victoria CC
Had my Liverpool Vic statement today, informs that from 1st June charge for world wide foreign exchange increases from 1% to the VISA standard 2.75% Are there any othe cards that are on a low exchange charge?
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Barclaycard 2.9% LOB offer?
Hi, has anyone received the 2.9% Life of Balance offer recently from Barclaycard? I know officially it's over but just wondering if I should push for it before closing my Barclaycard a/c.
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Turned down by Sainsburys?
Hey guys, I recently applied for a Sainsburys card and a virgin card but was rejected by Sainsburys. Is it fair to assume that my tarting days are over? Should I not apply for any more cards in the next few months? How does it affect my credit rating and should I be worried? I currently have £14k on cc's that I plan on…
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Second cardholder - credit checks on both?
I'm about to embark on a somewhat costly postgraduate course, and hoping to put as much of the year's expenditure as possible on a cashback credit card. I doubt my profile is the sort that'd appeal to the cards I'm looking at - if the card were in a parent's name, with me as a second cardholder, would (a) credit checks be…
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MBNA credit card flight offer... Good or another Hoover?
Hello all, A friend pointed me in the direction of a new credit card offer from MBNA to get a free flight to New York. Find it here: https://wwwa.applyonlinenow.com/UKMPapp/Ctl/redirect?CV_sourceCode=plthugap04_mcds&CV_banner=EDR-EM-31782-34094 . Having tried the Ernest & Julio Gallo promotion for free flights to the US…
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CAPITAL ONE-whats the crack?
i am seeing alot of seemingly fantastic offers by cap1,(18month 0%/9month0%) i myself have only been offered a £1000 credit limit and 6.9 for life on BTs,do they reserve all these offers for selected customers only- IE high earners etc because everyone on the forum seems to be getting better deals from them than me. I…
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American debt
Hope anyone can help with this one: After studying in the U.S for 2 years, a 1000 pound credit card had been run up, this was back in 2002, it was left unpaid and currently can,t afford to be paid. Whats the situation on getting back into the u.s? fears include American airport security going completly over the top about…
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Halifax One Card
Not sure if this has been mention but I called up Halifax this morning asking about 0% balance transfer fee. They told me there loads they do, Charity, one card, 6, 9 and 12mths 0%. However all of these apart from 9mths has a 2% bt fee! I can't find the 9mth offer online but they said I could apply over the phone or go to…
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Credit card debt.
I had a loan for a car and was paying being charged 6,9%. However I was able to transfer to Barclaycard at 2.9% for the life of the balance. I have been busy repaying Barclaycard at a larger amount than requested and will be paid off torwards next year. Bearing in mind the interest per month is only £7 would it be better…
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Cash Back Charges
I have an account with Barclays. I've just been looking at my latest statement and on the rear there is a notice regarding charges for using your debit card. It states that cash withdrawls are free from Barclays UK cash machines but there is a fee of £1.50 for getting cash over the counter anywhere other than Barclays.…
