Credit after IVA Completion

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Hi,

My first post but looking for some help.

Specifically, my wife and I have just completed a joint IVA via lump sum full and final settlement.

So, with the Certificate of Completion on way to the 3 CRA’s can anyone advise me as to which credit cards I ought to approach with a view to slowly establishing an improved credit score?

I’ve no CCJ’s, bankruptcy or CIFAS flags and am more than happy to prepay the card (for us in travel and hotel bookings etc).

The use of the card is not to run up debts (to be cleared each month) but to rebuild a credit score after hard lessons learnt.

Cheers,

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Chadsman

Try Barclaycard who will often give people with less than perfect records a card with a small limit eg: £250 or Capital One who do a secured credit card where you put down a deposit of anything from £0 to £200 for a credit limit of £200.
HTH
Best of luck
Chadsman.

Empty_2

Thanks for that, I'll have a gander