Second cardholder - credit checks on both?

newsmonkey

I'm about to embark on a somewhat costly postgraduate course, and hoping to put as much of the year's expenditure as possible on a cashback credit card.

I doubt my profile is the sort that'd appeal to the cards I'm looking at - if the card were in a parent's name, with me as a second cardholder, would

(a) credit checks be carried out on me as well as the actual applicant?
(b) I be committing some sort of fraud?

Ta,

Nm.

Fatboy_NSS

Remember that your parent would have to understand that they would be making themselves liable for any money you spent on the card though