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Credit cards for students
My 19 year old University student sister is after to a credit card for an emergency back up for going on holiday to cyprus with her mates this summer. She has applied for an egg card and was turned down, then she looked at marbles, goldfish, and capital one all of which advertise their student credit cards but you have to…
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Cap One and Virgin acceptance
Huzzah ! I applied for Cap One and Virgin cards a few weeks back, and paperwork for them both arrived today. Cap One have offered me the 18months 0% on BT's which is exactly what I wanted. They have given me a credit limit of £9200. I'll use this to pay the 3k I owe off my Barclaycard before August. I'll treat it as an…
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Sky Card applications - curious
Well I sent off the application the beginning of last week. Having heard nothing back I gave them a quick call today. Put on hold for about 5 minutes and they came back to say its being processed. The normal procedure is they then ring you to ask some questions. They will attempt to ring you twice and then they send out a…
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M&S Card - Transfer to Bank Account???
I applied for one of these cards and have been accepted with a £5000 limit. I want to pay off a barclaycard with £3800 and I have an overdraft for £700. I cannot see anywhere on the website where it says you can transfer to a bank account. It says you can have a cheque for 1.5% handling fee. Is there any way I can do this…
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can i do this ok with a credit card transfer
about 3 weeks ago i took out a credit card with egg and on getting it transfered all my credit limit to my bank account so now i maxed out-if i now apply for another credit card-then balance transfer my debt off egg to say lloyds tsb then im in debt to them for that amount but that is also a 6 months 0% credit card rate so…
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Credit Card Security
Hi, Which cards are best for security... e.g. do any refuse online (card holder not present) transactions where the delivery address doesn't match the card holders address? or don't sites have to supply that info during authorisation? Cheers
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extracting a credit balance from my CC
Sorry if this is a dim question. I have overpaid (long story) off my MBNA card. It's 0% period has now come to an end. It is £25 IN credit. How do I remove this (without spending of course)
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Overpayment to Nationwide CC
Does anyone know if you overpay a Nationwide CC will they refund the overpayment or just send it back whence it came? TIA, Chadsman.
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15m Cap 1 application free to good home
I have a spare 0% BT 15m Capital One application form (closing date 1st August) kindly donated from a another Moneysaver which we no longer require. PM me and it's yours. NeilH
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credit card tart
i have been doing the balance transfer to % balance transfer cards for a while so that i can get rid of my card, can someone tell me if you can go back to a card company you have already used if it is still doing the % balance transfer
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5.5k to transfer,but which card ??
Hi there I have 5.5 k on my virgin card,on a 0% on the balance, now this will be coming up for transfer shortly, apparently a lot of cards are now charging for BT's but any ideas where i should transfer this balance for the best rate or lowest BT rate...many thanks Andy c
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Help with Rating
Hi, I have been stoozing for about a year now, got 7 cards, total credit limit is about 35k (not all being stoozed). My last 3 card applications (Halifax Charity, F.Direct and Scottish Widows) have all been rejected. Up till now, I easily got credit for anything, now it seems I can't get anything at all. First, why is this…
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Credit Cards - Using Abroad - Insurance
I am off travelling for 7mths. I am taking my trusted Nationwide ;) Debit Card and ;) Credit Card as they are the best for using abroad. If these are stolen/lost, I am in big trouble. So, I have several queries: 1. Is normal travel insurance adequate to cover theft/loss of these cards? 2. Should I arrange for the £20 card…
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Halfords credit card - 0% BT for 9 months
Saw a form instore today, and then promptly put it down somewhere! There are points for spending, and a fee on "some" BTs, though it wasn't clear which - if I read it right, when a fee is charged it's 2% max. £35. This is the website application: http://wwwn.applyonlinenow.com/uk/halfords/index.htm HTH, Mel.
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Is It Possible To Stooze To Mortgage?
Has anybody tried to pay mortgage fees upfront for 9 months using stooze money, then using Mortgage money in a sweep a/c to pay off min payments on CC? While I wouldn't see the interest saved, is it worth it?
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Barclaycard yes or no?
My anniversary is up on my egg card very soon, so it is time to do another BT to another 0% card (already have the 9 month Virgin one on the go, and a Mint card (which I kept going after the anniversary date finished as had little left on there)) So am now trying to decide what card to go for next. In an ideal world i'd…
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Capital One Application available
12, 15 and 18m, please pm me
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Credit card new applications
Heya guys just a quickie i applied online 2 days ago for a credit card and it gave me an instant approval with a credit limit of 15k :j .I've signed and returned the credit agreement, are there likely to be any further checks regarding the application?
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Equifax Credit Watch™ Gold
Equifax are offering a 30 day free trial of their online credit report access product. https://www.econsumer.equifax.co.uk/consumer/uk/ If you do not cancel within 30 days you will be charged £59.99 for a years subscription.
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Credit card needed for online purchases how too get one with bad credit history
Hello there this is my first post so bear with me if i babble I had problems when hubby lost job 5 years ago but now we are on our feet and fighting it out with the rest i had a few ccjs and am paying an adminsitration order at the moment and hubby too. I have applied for my cashcard too be upgraded too a debit which i…
