Cap One and Virgin acceptance

ps_live

Huzzah !

I applied for Cap One and Virgin cards a few weeks back, and paperwork for them both arrived today.

Cap One have offered me the 18months 0% on BT's which is exactly what I wanted. They have given me a credit limit of £9200. I'll use this to pay the 3k I owe off my Barclaycard before August. I'll treat it as an 18months interest free loan to kill the 3k :T

Virgin have offered me the standard 9 months 0% on SBT's. The credit limit is £5000. I'm going to use this as my first foray into stoozing. When my card actually arrives, should I ring them and ask to have the limit increased to 10k ? It seems to me that the higher the limit, the more interest I'll make :T

So all I need now is the best high interest savings account I can get, that gives instant access with no penalties ... recommendations ?

I have decided NOT to put any stooze money into my ISA, this will be just filled by my own savings (that way I won't have to take it out if things get hairy).

Thanks to all for the continuing wealth of advice in here, you guys ROCK!

cheers :beer:

Pete

fkacraig

Go for ING Direct or Egg, I think egg are still offering 5.5% for 6 months, and after that there is still good old ING, offering 5%, also should you have an offset mortgage, you could save a lot more that way.

Regards,

Craig.

nrsql

Alliance and Leicester online savings 5.35%.