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Barclaycard yes or no?
nessauk
Posts: 79 Forumite
in Credit cards
My anniversary is up on my egg card very soon, so it is time to do another BT to another 0% card (already have the 9 month Virgin one on the go, and a Mint card (which I kept going after the anniversary date finished as had little left on there)) So am now trying to decide what card to go for next. In an ideal world i'd love to lay my hands on one of the longer term Capital One applications, but I think I would have better luck finding a needle in a haystack than a form! The only other I can see is one for Barclaycard which on their site is offering 0% BT up to March next year. Only !!!!! is the 2% charge that goes with it (and am looking at BT'ing £3k) Would it be worth my while going for that, or is there something better out there that I have overlooked (preferably without the charge.)
January Grocery Challenge 2016 = £119.41/£250.00
Weekly Savings Challenge 2016 = £364.31/£1378.00 26.44%
Virtual Sealed Pot Challenge 2016 #9 = £13.88/£500 2.34%
£2 Savers Club 2016 #26 = £140/£500 28%
1% challenge 2016 = £100 Total saved £100/£10,000 1%
Weekly Savings Challenge 2016 = £364.31/£1378.00 26.44%
Virtual Sealed Pot Challenge 2016 #9 = £13.88/£500 2.34%
£2 Savers Club 2016 #26 = £140/£500 28%
1% challenge 2016 = £100 Total saved £100/£10,000 1%
0
Comments
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IF (Intelligent Finance) are giving 0% for 9 months with and insatnt decision and credit limit online. We got 15k between us
Also there's no BT fee.
Mr Smartsaver applied for an 18 month cap 1 card over a month ago. Have called many times... We are overwhelmed by applications blah, blah, blah... and we are still waiting.
In the meatime IF card has arrived and money is winging it's way to current account via EGG
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Why not go for the M&S one? 0% 9 months with no fee, applied for one and got a quick decision, was recently turned down for a Nationwide despite having a high credit score but got the M&S one fine, not as high a credit limit as I would like but still OK2p off is still 2p off!0
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I was turned down for an M&S, agreed it was very quickly, but was accepted for a Nationwide. Not sure there is any consistent pattern to this
I still think IF is a good deal.
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Well I went with M&S in the end, and got accepted within 15min of signing up on their site. Hopefully now, come September there'll be something new about with a good deal in time for when my Virgin one runs out.
Thanks to everyone for their suggestions and advice!January Grocery Challenge 2016 = £119.41/£250.00
Weekly Savings Challenge 2016 = £364.31/£1378.00 26.44%
Virtual Sealed Pot Challenge 2016 #9 = £13.88/£500 2.34%
£2 Savers Club 2016 #26 = £140/£500 28%
1% challenge 2016 = £100 Total saved £100/£10,000 1%0 -
I thought M&S was 0% for nine month If it is you have until December before you need to worry 0
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It is for 9 months, the m&s card. Just that I also got a Virgin card back in Jan, but that ends in September. The M&S one is replacing my egg card.January Grocery Challenge 2016 = £119.41/£250.00
Weekly Savings Challenge 2016 = £364.31/£1378.00 26.44%
Virtual Sealed Pot Challenge 2016 #9 = £13.88/£500 2.34%
£2 Savers Club 2016 #26 = £140/£500 28%
1% challenge 2016 = £100 Total saved £100/£10,000 1%0
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