Credit card new applications

CREDIT_TART

Heya guys just a quickie i applied online 2 days ago for a credit card and it gave me an instant approval with a credit limit of 15k :j .I've signed and returned the credit agreement, are there likely to be any further checks regarding the application?

TonyB

Who with?

Also I don't know!!!!
Tony

CREDIT_TART

barclaycard

jimmyjim_uk

CREDIT_TART wrote:

Heya guys just a quickie i applied online 2 days ago for a credit card and it gave me an instant approval with a credit limit of 15k :j .I've signed and returned the credit agreement, are there likely to be any further checks regarding the application?

From my experience of online applications, online decisions are preliminary and then they do a full credit search.

For example, Intelligent Finance quoted when I applied for a Credit Card online that this decision is subject to final checks.

But if you have had the credit agreement the checks have been done and the card is yours

CREDIT_TART

:beer: :beer:Cheerz Jimmi, i couldn't believe it when i saw the credit limit :rotfl: and its the first application ive made without gettin a reply saying "unfortunately we cannot give you an instant decision at this time" blah blah but i thought right they've said yes but how long before they turn round and change their minds