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extracting a credit balance from my CC
pioneer31
Posts: 338 Forumite
in Credit cards
Sorry if this is a dim question.
I have overpaid (long story) off my MBNA card. It's 0% period has now come to an end. It is £25 IN credit.
How do I remove this (without spending of course)
I have overpaid (long story) off my MBNA card. It's 0% period has now come to an end. It is £25 IN credit.
How do I remove this (without spending of course)
0
Comments
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Write to close the account and request full payment of the outstanding amount as a cheque - after all it's what they'd request of you if it was a debit balance.
Failing that there must be something that you'd ordinarily spend £25 on that you could spend to wipe it out. PAYG top-up? Food ? Petrol ? I know I've previously paid for food up to £x in cash and put the rest on the debit card - no reason not to for a CCThere are 10 types of people in the world, those that understand binary and those that don't
In many cases it helps if you say where you are - someone with local knowledge might be able to give local specifics rather than general advice0 -
I've overpaid MBNA in the past - mainly because they drew the DD after I'd paid off the balance in full. They were quite happy to transfer the credit balance to my bank a/c by BACS at no charge. Ask them.0
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I have had same experience as Johnlew. A quick call and the money was repaid in a few days.
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