Credit cards

Archives for December 2004

ADVISE WANTED!!
HEY ALL - TURNING TO YOU ALL FOR ADVISE HERE!! I've a Barclays Debit card thingy which I've managed to run up a hefty bill on ! (600 quid! when i only have a 250 limit!) and am rather intelligently (now im being intelligent??!), going to sort it out. Now, I have the money in other accounts to pay it off, but for reasons I…
Mint card query
I was wondering whether to cancel this card as I did the 0% ten month thing, now have nothing on the card.....would it be better just to cancel it. I've had no deals offered since October...has anyone managed to get another deal out of them?
Barclaycard Offer Ending Aug05??
I have the Barclaycard offer where a balance transfer is interest free up to August 05. I already have a balance on there at 0% and should have it paid by the end of the free period, if not I will transfer. I want to put my car insurance on a 0% card and pay it monthly to avoid the "service charge" the companies charge for…
???Fraud on debit card ???
Today my wife studied a mini-statement (current account) and noticed an amount of £1.84. She queired this at the customer services desk. She was told that sh'd used her card to pay for something costing £1.84.............then had a cash back of £50 ! This was to have taken place at Morrisons Supermarket. 1) She has never…
EGG BT Repayments??
Ok, sorry if this is a bit of a blonde question but............. Got an Egg card (£7.5k limit) and SBT'd into the savings account. Have subsequently made two repayments (total of £297). Question, can I re-SBT the payment amount (back up to my limit) back to my current / savings account as long as: a) I am still within the…
Almost ready to stooze
I've just used my debit card to pay off the £300 balance on my egg card. My 0% period starts in January. Do I transfer the whole £15K in one go? Will Egg phone me up? If so, what do i say, I'm a hopeless liar ??? many thanks
Mint start charging for BTs
If you were thinking about applying for a Mint card, think again. I've just spotted this on the Mint website: Want to get MINT? You're in the right place. With us, you don't choose between a low interest rate and other attractive features. MINT has it all... You'll get 0% on balance transfers AND purchases fixed until 1st…
Virgin freebies
Does anyone know if Virgin are giving away any freebies to new customers at the moment? ::)
MBNA/A&L New number for chip'n'pin
Just received a new chip'n'pin card from Alliance & Leicester (MBNA). They've changed the card number! (Previous card was neither lost nor stolen). Bit of a nuisance - any other issuers doing this?
Cards abroad rates overview
As some people can't get nationwide card or can't be bothered with the hassle i thought i'd start a thread detialing the conversion rate of my cards so you can chose which one to use: Amex(credit) 2.73 (1% cashback?) LloydsTSB (debit) 2.75 MorganStanley 2.75 (0.5% cashback) So out of mine AMEX makes the most sense....
Barclaycard ceasing Price Promise and Warranty
Barclaycard are ceasing their Price Promise and Extended Warranty benefits. Details here: http://www.barclaycard.co.uk/Products/Apply/Card_Benefits/Warranty/index.html and http://www.barclaycard.co.uk/Products/Apply/Card_Benefits/Price_Promise/index.html Time to cancel my card.
Credit card as a car loan
Hi guys, I hope I can get a bit of advise from the experts. I'm debt free and want to buy a car for around 10,000 pounds. Having read through this website all about balance transfers I'm wondering if I can use a 0% offer as a free loan ;D Now I ve figured out I can afford 300 pound repayment each month so if interest free…
Help Req From New MS
Thanks to this site i,m stoozing to help pay off my mortgage. I,m thinking of a balance transfer to either FD or HSBC, the trouble is that my mortgage is with first direct this is also linked to my current account (where all my stoozing go,s on). I,am concerned that FD would see this as a conflict of interest. They are…
First Direct Black to Gold CC
I have a Black CC with a few weeks left of the 0% deal. I have just opened a current account after the £35 offer I saw in a magazine insert, have paid £500 in and issued a few cheques. I will want to transfer onto a Gold CC in a few weeks & would hope to get a credit limit increase as well. Anyone able to advise on best…
HSBC credit card for a FD a/c holder
I was just wondering if anyone knows (ideally from personal experience) whether being a First Direct a/c holder helps when applying for an HSBC credit card? Also, does it have the same advantage as First Direct's own credit card, in not showing up on credit records? Thanks in advance for any information, DT
CC repayments query - prob a silly question?!
Hello - I've been reading these boards with great interest over the last couple of months and some of the advice on here has been of great help :) . (So its about time I posted!) I'm currently using/stoozing on 2 cards, including Egg. Following all the advice on here, I'm using separate cards for BTs and purchases, and…
Nationwide credit card changes
W.E.F. 1/3/2005: http://www.nationwide.co.uk/mediacentre/PressRelease_this.asp?ID=613 Does this mean however that 'Cash Reward' cards taken out before 1 March would still benefit from 1% for the first 6 months [I can't see how they can switch the rate during a fixed initial period] and only then drop to 0.25% ? EDIT. Just…
Retiring and Credit Cards
My father is shortly retiring. He is 56, a home owner and has an extremely great pension. I was just wondering generally, how easy it is to obtain credit cards when you retire?
Egg exploitation underway! - advice please
I'm in the lucky position of being debt free and i've just recently decided to the CC companies a bit, I have been provisionaly accepted for a Egg card with a limit of £6k, I'll do a Super BT for the full amount then put £3k in a suitable ISA and re-pay £350 a month so that its cleared at the end of the 0% interest peiod.…
HSBC: 0% For 9 Months
It's an interest-free overdraft but as it could be useful for "stoozing", I thought it would be appropriate to post here: Offer Details Here

★ ★ ★ Meet your Ambassadors

MSE News

Think Money app relaunch leaves thousands unable to access their cash – here's what's happening
Around 2,000 Think Money customers have been locked out of their accounts after the current account provider relaunched its app.
TV licence fee to rise by £10.50 a year to £169.50 from April 2024
The annual cost of a standard colour TV licence will rise to £169.50 from 1 April 2024 – an increase of £10.50 on the current price of £159 a year – the Department for Culture, Media and Sport has announced.
MSE Mince Pie Taste Test 2022
With the festive season in full swing, the Deals Team put their heads together to uncover answers to the true questions of Christmas. No, not Why is my turkey always so dry? or Who writes those terrible Christmas cracker jokes? But Who sells the best mince pies? Is it mince 'pie in the sky' to think that a 99p box could be tastier than one retailing at £12.95? Wait and see. Brandy butter and forks at the ready all, as this is: The MSE Mince Pie Taste Test 2022.
Morses Club borrower? It's launched a new redress scheme for mis-sold loans – here's what it means for you
Borrowers with mis-selling claims against Morses Club likely won't now get the full amount they're owed, after the High Court approved a new scheme put forward by the firm to limit payouts and set a time restriction on claims.
More Than to stop selling car insurance policies – here's what it means for your cover
If you're a More Than car insurance customer with auto-renewal turned on, you should look out for a letter explaining that you'll be switched to Swinton Insurance. Meanwhile, if you're not on auto-renewal, you'll need to arrange new cover when your policy ends as More Than has pulled out of the market.
How to bag a cheap, sustainable Christmas jumper... from only £3
Jumpers are for life, not just for Christmas, but most of us only wear our most garish festive get-up for one or two days a year, then feel pressure to buy a new one the following year. That's neither MoneySaving nor good for the planet, so what can we do about it? I have a few ideas...
Martin Lewis: How to earn 8% interest on your savings (and possibly £200 on top, too)
It’s possible to earn 8% interest on your savings – more than four times what many earn – and gain an extra £200 on top. MoneySavingExpert.com founder Martin Lewis explains how.
Expat with Barclays? Here are your options if your account is being closed
Expats who bank with Barclays face having their UK accounts closed following a "strategic review" by the bank, leaving some customers worried about the alternatives available to them. .
Martin Lewis: A trick for Shell Energy (and Octopus) customers to make some money
If you're a Shell Energy customer, you could make £50 with an easy trick shared by MoneySavingExpert.com founder Martin Lewis on the latest episode of ITV's The Martin Lewis Money Show Live.

View All

Credit cards

Discussion List