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Santander - missing Shawbrook payee template - CoP?
I've noticed that one of my existing payee templates on on Santander 123 account was missing. It has been previously used a few times to make payments to my Shawbrook account. Not sure if it's just me or maybe something to do with their systems analysing all exisiting payees with CoP and removing those it can't check /…
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Can i cash a cheque in a name that’s not on my bank account
Not sure if I’m posting in the right place, but thought I’d give it a try. I’ve received a cheque as a refund however it is addressed to my preferred first name rather than the name on my bank account. Can i still cash it or do i have to get the cheque to say my “real” first name?
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Closed Lloyd's Account had a credit made too it.
Back in March I opened a new current account, the new account automatically applied for all direct debits and the ballance to be transferred from my old account to my new account and the old account was closed, the Covid lockdown then happened so I cancelled my train season ticket which had been purchased from the original…
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Interest on Client monies held
Hi can anyone help recieved an email from a company we deal with saying they have nearly £2000 of ours they have just found in their clients account.It has been there since 2013 I was unaware of this ,they have asked if its ok to take their %for the work done relating to this sum.I would assume rather than owing them we…
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got my £175 from NatWest now what ?
I got my £175 from NatWest using my TSB account to switch from. I don't suppose there are any switching offers I could use my now defunct NatWest account for?
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Best options to protect money in your bank if robbed at knife/gunpoint
What is the best way to keep your hard-earned money safe in banks With the ease of online banking and mobile banking, if you get robbed at knife/gunpoint and the robber forced you to log into mobile banking app and tried to transfer the money out from your bank accounts, into their bank accounts. I am assuming, in such…
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TSB Classic Plus interest rate history?
What has been the history on this interest rate for the account? I just logged in to my account to syphon off the interest and noticed it was less than usual. I've had a look and see that the rate is 1.50% which i thought it was anyway but i guess it mustn't have been and must have been higher than this? I got £3.64 last…
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Children's bank account for a 12 year old.
Can anyone tell me of a bank account suitable for a 12 year old that DOES NOT require a visit to a branch? My son has the Santander mini 123 which I opened for him in 2017 (when he was 11) and we did it all online, but I have just tried to open the same account for my daughter and it's saying we will need to go to a branch…
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Nat West £175 switch fee issue
My wife & I have both switched our personal current accounts to Nat West to take up the £175 switch offer. Whilst those switches were in progress through Feb & Mar we then also applied to switch our joint account and that finally took place in April. We thought the terms on the Nat West website meant we'd get £175 each for…
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How long dose a failed pending paypal payment take to no longer be pending?
I just tried to place an order on very it wasn't an installment purchase i was paying in full very was just the only place that had the item in stock. I got as far as submitting the payment through paypal then i got an error on the website " we were unable to process your order" I then get a paypal confirmation email to…
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CPA
I think I've signed up to a CPA with a dubious company, offering 5 days free trial, I cancelled the same evening. RBS says they can't stop the transaction if the company claims it, I have to wait and watch. Is this correct?
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Current account switch (Halifax to Starling) - Letter from Barclays (recalled payment)
Hi all My partner recently completed a CASS from Halifax to Starling bank. We're both chuffed with the service with Starling so all good. Some days after the switch was completed, his dad sent a PayM transaction (he didn't realise it was PayM and I knowing the CASS forwards payments said it would be fine) of £80 to his…
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Club Lloyds current account monthly interest
Quick question for anyone with a Club Lloyds current account before I try and contact customer services. I normally receive a gross interest payment on the first working day of the month, but there's been none added so far in June. There were issues with accessing their online services last Monday, so I don't know if…
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Halifax Have Made Me Feel Very Special
When I log on they tell me I have been selected for a special rate of interest on my savings which I can apply for: 0.01% Make me feel warm inside. :blush:
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Nationwide current account - new customer - electronic ID?
As an alternative, I'm thinking of applying for Nationwide's current account, but noticed that 'if you're new to Natiionwide - you will need to visit branch with ID'. Is that always the case now? Can anyone who've recently applied confirm that they had to visit a branch regardless (where they're normally ok with other…
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COP for HMRC
I was just checking NatWest confirmation of payee by checking some existing payees in the Standing Order section. This also checks the payee name and account details to confirm the name or not. Some came us as a match, eg Barclays and others could not be checked eg Marcus. I also checked HMRC NICO which I had set up for…
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Barclays current account application - proof of identity in branch (but now closed?)
I applied for a current account whilst logged in on Barclays online banking. After confirming personal details they have on me and populating employment and tax status, I was presented with a message that they were unable to verify my ID (despite logged on via PINsentry) - has anyone esle experienced this? It then goes…
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BEST BANK ACCOUNTS -SUB PARAGRAPH "BEST INTEREST - PAYING ACCOUNTS"... WRONG INTEREST SHOWN?
The interest shown for the BOS Vantage account is shown as maximum % accrued for £5000.00 for 1 Year @ 2% is £59.80. I make it £100.92, am I missing something or am I correct? thank you
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Looking to change current bank.
Just a quick question for all you knowledgeable people. I’m looking to change current account, maybe to one that has incentives or interest paid? lots of them insist on you transferring/setting up direct debits- why is this important to the bank? My partner and I have separate bank accounts which receive our salaries and…
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Halifax Reward Extras.
I notice that Halifax have changed the definition of what debit cards payment will not count for the Reward Extra feature.https://www.halifax.co.uk/bankaccounts/reward-extras/ "There are a few payments which don’t count for Reward Extras offers: * When you take cash out of a cash machine, branch or Post Office counter. *…
